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Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

What Mortgage Market Niche Are You In?
October 19, 2002 "I recently found what appeared to be the best deal on a 30-year fixed-rate mortgage from ads in the newspaper, but when I told the loan officer exactly what I needed, the price rose and the amount I could ... more...

property value home loan contractor credit cards loans related definitions

Second Mortgage, Home Equity Loan
Second Mortgage, Home Equity Loan A secured loan (mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. Generally, second mortgage hass a higher interest rate and with shorter terms than a ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Home Loans - Online Services And Resources To Help You
Interest rates on home loans are at the lowest theyve been in many years. Now is a great time to take advantage of home loan financial services and resources available online. With a little education online you can get some of the best loans available on the Internet. It is well worth the time and ... more...

Remodel Your Home - Take A Home Improvement Loan
Home, a place where you live together with your close and loved ones, may mean the whole world to you. You always wanted to make your home a better place to live, giving all comforts to your family. You can do this just by making improvements in your home, but where to get the funds for it. Home ... more...

Be Patient Screening Tenants
Rental real estate is a solid way to make money. I'm particularly fond of residential properties, because people have to live somewhere. But it's not for the faint of heart.I've seen it more than once: the first mortgage payment is due and the contractor isn't done with the renovations yet, or ... more...

10 Frequently Asked Short Sale Questions
1. What happens to the seller's credit rating when they allow an investor to short sell their property?What typically happens is the loan will show up as "paid" on their credit report; however there will be a notation that says "settled for less than originally owed" or something along these lines. ... more...

Seven Sets of Documents You Need For Your Divorce
Even if you believe your case will ultimately be agreed to and settled without a trial, you will be in a much better position if you already have the relevant documents in your possession. Better safe than sorry.You should locate the relevant documents, make copies, and keep them somewhere secure, ... more...

How To Buy Bargain Property At Auction
Do you want to invest in profitable property or simply buy a new home at a bargain price? If so, you want to consider property auctions.Properties sold at auction are often owned by mortgage lenders after repossessions, former council / housing association homes or have being empty for some time ... more...

Saving Money - 35 Pieces of Advice to Save
There are only 2 ways to grow your wealth - Increase your income (by earning more and saving more) or decrease your costs.Here are a few money saving ideas that everyone can put in place: Dont use your credit cards if at all possible. Pay cash and use credit cards only for convenience or ... more...

Useful Information About Homeowner Loans UK
Homeowner loans UK are a very versatile type of personal loan that are offered to the owners of homes or real estate.These loans use the value of the home or real estate to secure the loan for the homeowner, allowing for both a larger loan amount and often reduced interest rates.Homeowner loans UK ... more...

Real Estate Investors - Red Alert
How's the real estate marketing doing? Is the huge jump in home prices that is evident in some areas symptoms of a value bubble? Good questions, yes?Two things to keep in mind when surveying the market:1. All real estate is local, 2. Real estate is cyclical.Here in Arizona some residential ... more...

Tax & Financial Impacts of Divorce: 10 Mistakes to Avoid
Divorce is something no one hopes will happen to them when they get married. Unfortunately, almost half of all marriages end in divorce. Since few people have pre-nuptial agreements, most divorces involve often bitter tangles over children, money, and assets. When it comes to the tax and ... more...

Hottest Market in the US Arizona Real Estate Appreciation Continues to Climb
For the last five years, one of the hottest real estate markets in the country has been Arizona, specifically communities surrounding Phoenix. It seems that there is no stopping, or even slowing the increase of Arizona real estate appreciation. Prices continue to climb steadily upwards, in all ... more...

Guide to Remortgages
Here is a useful guide to remortgages. What is a remortgage? A remortgage is when the terms of the original mortgage are renegotiated, and usually means that the borrower increases the amount that they are borrowing, which is often possible due to a rise in the value of the property.A remortgage is ... more...

Are You Sick of the Financial Insecurity of Fluctuating Seasons and Income?
Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all levels of income earners ... more...

Why Choose a Remortgage?
A remortgage can be used for the purpose of gaining lower interest rates on your mortgage or raising finance through releasing equity.The term Remortgage is used to explain the process of moving your mortgage to a new lender. A different lender may offer a significantly better deal than your ... more...

An Investor's 1st and Most Important Lesson
Are you ready for the lesson that will put you ahead of 99% of all real estate investors?Here it is in a nutshell USE AS LITTLE CASH AS POSSIBLE!The days of mortgage burning parties are long over. But you will still meet people who believe that it is good idea to pay off the mortgage on a ... more...


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