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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Debt Consolidation With a Second Mortgage
November 6, 1999, Revised February 20, 2004, Revised November 30, 2004 "I have a bad credit card habit, with 7 cards and $30,000 in balances, at rates ranging from 10% to 19%. I have been offered a $35,000 second mortgage at ... more...

primary mortgage credit rating downpayment condo your search related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Free Satellite TV -- Is It Really Free?
You've seen the online and offline ads -- "Free satellite TV!" "Get a 4-room Satellite TV System Free!" and "Satellite TV Dish and Receivers Absolutely Free!"But is satellite TV really free?The answer to that question is yes ... and no.Yes, the equipment you get -- the satellite TV dish and ... more...

Zero Down Real Estate Investing
Zero down? Why would a seller want to walk away from closing with nothing? Well, they wouldn't, and that brings up the most important point about real estate investing with no downpayment: The seller almost always needs cash at closing, but it doesn't have to be YOUR cash.A Zero Down ExampleI'm ... more...

Luxury Condos In Laguna Hills California
If you could choose to live anywhere in the country, where would it be? You may dream about living on the beachfront in Miami watching the waves crash from your bedroom window. You may wish you lived in Las Vegas and could watch the bright lights flashing on the strip. You may want to live in ... more...

Online Search: Small Businesses Level The Playing Field
Seventy percent of US households use the web when shopping locally, and about 25 percent of all searches are looking for local information. As more and more households make the switch to broadband connections, this trend will continue to escalate.Search engines have eclipsed print and TV ads as the ... more...

Series 65 Exam
People wishing to enter the financial advising business can obtain a license before looking for a job. One of those tests is the Series 65 Exam and the license it gives you is the Registered Investment Advisor designation.The exam itself is a 130 question multiple choice test. Contrary to what some ... more...

Guidelines For Assembling Your Real Estate Investing Team
Why Have A Team?It can be quite a daunting task, when youre starting out, to consider hiring accountants, lawyers and other professionals. Not only is the expense a concern but knowing who to consider and how to make a decision about who to utilize puts many people off. And it is for these reasons ... more...

Who Are Your Kids Talking To Online?
Studies have shown that:1 out of 4 children were sent pictures of people who were naked or having sex?1 out of 5 children were solicited for sex on the Internet50% of people have made phone calls with someone the chatted with online.Do you know what strangers are saying to your kids?What can you do ... more...

The Unethical SEO Myth
"The use of black hat SEO techniques are completely unethical." Really? I completely disagree.Is it unethical because these techniques are attempts to give a webmaster an advantage over their competition? If this is the case, stop participating in SEO forums, stop using WordTracker, stop studying ... more...

Credit Cards and Home Equity Loans Read the Fine Print
These days, everyones lives are burdened with paperwork. With newspapers, magazines, bills, junk mail, and who-knows-what taking up space in their day, few people have time to look at every piece of paper that comes their way. Unfortunately, its becoming more and more necessary to carefully ... more...

Payday Loans The Legal Loan Sharking Industry
Laws have been created to protect people against "Loan Shark" practices in which short-term loans are given out at excessive interest rates. There is an industry that has come of age the last couple of years that has circumvented these laws. Enter the Payday loan industry.Payday loans is a ... more...

Cheap Loans Dirt Will Seem Costlier!
Loans culture has grown considerably in recent times. Like any growing industry, loans industry has healthy competition. This competition has furthered the cause of finding cheap loans in UK. Cheap loans are not offered on platter. There are tricks to the trade of finding cheap loans.Though ... more...

The Cost Of Being Sick And One Possible Alternative: Glyconutrition
A lot of people Ive talked with about health supplements usually are coming from about the same place - you know: been there, done that. People are tired of hearing about the latest and greatest and for the most part - figure that all supplements are pretty much the same.People also agree that ... more...

Equity Raising Strategies, Myths, and Cold, Hard Facts
Start-ups and early stage companies are generally not attractive to institutional investors. Even in today's favorable climate, start-ups are basically just too risky for these sources of capital. The primary exception is where it is a proven entrepreneur starting another venture.For start-ups, the ... more...


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