Non-conforming Home Loans vs Conforming Loans
The simple definition of a "non-conforming home loan" is: You have a job and can make the payments. Your credit is used only to determine your interest rate and the loan amount to value of the home ratio. This ratio is referred to as your "LTV" or "Loan To Value". There are many lenders who will ... more...

Buying Property in Spain
You have made the decision to move to Spain and are now looking for a property to buy? Where do you start? Firstly, I would suggest you go on to the internet and look at the various agents that are offering properties for sale in Spain. Many of these companies are run by people who have already ... more...

Identity Theft - Is Your Business At Risk?
More and more business owners are purchasing document shredders then ever before.Why?... Identity theft for starters.A new law is going into effect in the summer of 2005 which states that if you employ anyone for any reason and have personal information on file regarding that individual for Social ... more...

Boom or Bust
For those looking to invest in the real estate marketkeep your eyes on the headlines. According to the Federal Deposit Insurance Corp. (FDIC), the number of areas across the U.S. with real estate booms shot to 55, increasing by nearly two-thirds last year. The FDIC warns, these booms may be ... more...

Get a Loan With a Poor Credit Rating
How do you go about obtaining a loan if you have a poor credit score? Is it even possible if you have declared bankruptcy? Well, the short answer is yes. It may be difficult however, so you should be ready to put up with a few rejections. You should also be ready to accept higher interest rates and ... more...

WARNING: The Biggest Lie About Compound Interest
Have you wondered why financial experts only tell you certain things about building wealth? Do you think its in their best interest to tell you the absolute truth?LIE: The Magic of Compound Interest: Save $X per month and you can retire RICH.FACT : Compound Interest works only for the very few. The ... more...

Apartment Loan 101
So youre interested in going into business as a property manager? Have you given any thought yet to youll enter this potentially profitable market? Reality check-unless youve just inherited a large sum of money from a relative or are otherwise independently wealthy youre going to find someone to ... more...

Cash Now For Your Real Estate Contract
BACKGROUND AND FUNDAMENTALSThe private mortgage industry is a relatively young business with roots that can be traced directly to the emergence of seller-backed, or owner, financing. Prior to the very high interest rates of the late 70s and 80s, seller-backed financing was not a common financing ... more...

Boston Real Estate You Still Have Considerable Control Over the Sale of Your Boston Home
Boston real estate is a hot topic. Daily newspaper articles comment on whether or not a bubble exists in the Boston real estate market, when and if it will pop, how interest rates affect the market, why Boston residents are snapping up interest-only loans, and how foreign investors in our ... more...

ERP Software Financing: the Future? Overview for Company Owner
In our case we serve Microsoft Business Solutions ERP and CRM products: Microsoft Great Plains, Microsoft CRM, Navision, Microsoft RMS, as well as we do customization and integration to these products. We would like to share with you our experience with financing through Microsoft Financial ... more...

Real Estate Bubble? How to Profit in ANY Real Estate Market
With all the talk of a pending real estate bubble or falling sales prices, real estate investors need to guard their money and find new ways to make money. No matter what the market does, you can make money investing in real estate when you know what to do and what to avoid.How to Make Money ... more...

Are You An Innocent Victim of These Popular Myths?
Misconceptions, misinterpretations and just plain untruths are floating about income taxes. Believing them could be costing thousands of tax dollars!Myth: A Professional Tax Preparer knows all there is to know about taxes so you don't have to know anything them.Truth: Tax ... more...

Buying Your First Home After Marriage
If you are doing some family planning and need to buy a house or just looking for something new, buying your first home can be exciting but there is a lot to know. Buying a home will depend on real estate laws and customs where you are located but there are basic steps that every first homebuyer ... more...