Repair Your Credit - The Right Way!
How to Repair a Bad Credit RatingThe Right Way!If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have a bad credit rating, it might seem like there's nothing that you can do about it but you don't have ... more...

How To Get A Credit Card No Matter How Bad Your Credit Rating
Your credit is bad. Perhaps you have a string of unpaid bills haunting your past. Maybe you declared bankruptcy within the past 10 years, or defaulted on a student loan.All of the above can block your access to obtaining a major credit card, such as VISA or Mastercard.But bad credit is not the ... more...

Refinance Car Loans - Refinancing Your Car Loan Online is Convenient
Refinancing your car loan online is now more convenient. Your online application can be approved within an hour with most online car loan lenders. In as little as a day, you can have a check in hand to pay off your old lender and start saving money.When To RefinanceA decline in interest rates is ... more...

How to Choose a Debt Consolidation Loan?
If you have decided that a debt consolidation loan is necessary, then you have made a big decision. In order to choose the right debt consolidation loan for you, you need to take the time to research what is available versus your needs. Taking the time to do this will pay off in the long run in ... more...

When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that:1. You are unemployed and seeking employment in the next 60 days.2. You are receiving public assistance.3. You believe there are inaccuracies in your credit report ... more...

A Fresh Start for Family Finances in 2005
While 40% to 50% of us make New Years resolutions on January 1a ritual that has existed since ancient timesapproximately 60% to 80% of us have already broken them by the end of February, according to researchers.Its still not too late, however, to reset the trajectory on your familys finances, ... more...

How Your Credit History Can Affect Your Life
Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit history can mean denial of credit, high interest rates, and could possibly affect your ability to get a new job or apartment. If you are ... more...

Home Loans Repair Credit Errors in Three Days!
Most consumers are aware that a history of paying bills late or not at all can hurt ones ability to obtain a loan. All financial transactions are recorded by three credit bureaus and offered to lenders upon request in the form of a credit report. That report contains the all-important credit ... more...

Check The Appraisal Carefully To Avoid Being A Fraud Victim
There is a type of investor fraud in which an unsuspecting Real Estate investor believes he is buying a property worth a certain amount, when in reality the property is worth much less. This places the investor in a hopelessly upside down situation, owing more money than the property will ever be ... more...

Consumers Beware of Credit Scams
The advertisements for credit repair are all over. You see them on tv, in newspapers, online, and hear them on the radio. But there are facts that you need to know that they do not include in those advertisements. Behind those advertisements can be scammers.Your credit score is an important ... more...

What Your Credit Score Means To You
Your credit score is a number contained within your credit report. The final judgment on your credit score depends on you amount of debt and your history in repaying loans. The amount of credit you have available to you will also be taken into consideration when your credit score is determined ... more...

What is the Difference Between an Unsecured Personal Loan and a Secured Personal Loan?
This is a common question that many consumers have. Many people do not realize that there are even different types of personal loans. Each type of personal loan, secured and unsecured, have different requirements.We will look at the requirements for a secured personal loan first. The name secured ... more...

Credit Report Watch Out for Parking Tickets
The economic downturn of the last five years has affected millions of Americans, but it has also affected the budgets of states, cities and counties. With limited tax dollars with which to work, various government entities have had to try to stretch their budgets to allow them to continue to ... more...

What is the Difference Between Unsecured and Secured Debt?
A secured debt is a debt in which the creditor maintains a security interest in an item or piece of personal property such as a house or an automobile. With secured debts, if you fall behind on payments, the lender can repossess the property that originally secured the debt. An additional drawback ... more...

Its 2005----Bulk Email is Dead
A typical day at the inboxToday, I received 374 emails total.A pretty light day considering some days I get more than 1,000.To clarify what they were35 were for business, 4 were personal in nature, 11 were from groups I asked to get information from like Neiman Marcus and Urban Outfitters, VH1, and ... more...