Searching for CLUEs: What Homebuyers & Sellers Need to Know About Homeowners Insurance
Homebuyers and sellers should be aware about issues involving homeowners insurance and the C.L.U.E. database. C.L.U.E. stands for Comprehensive Loss Underwriting Exchange and is a collection of homeowners insurance claim history enabling insurance companies to access five years worth of prior ... more...

Tax Assessment/Appraisal: How Do I Know What My Home is Worth?
If you are in the home buying or selling market, its important to understand the difference between tax assessment and appraisal value. Concentrate on the appraisal value because this determines your asking price.Understanding Tax AssessmentThe tax assessment is a tool local governments use to ... more...

What To Expect From Your House Appraisal
Having your house appraised can be a scary step in the moving process, especially if you dont know what to expect. Will your house pass muster or will they find some hidden defects and problems lurking in the basement and attic? Should you scrub the house clean?Dont worry this isnt a test of how ... more...

7 Marketing Methods for Real Estate Coaches
You shower, shampoo, dress your best, check to see if you have plenty of business cards, drive about an hour, introduce yourself by saying "Hi, Im Mary and Im a coach" and the other person says, "Hi, Im Jack and Im a coach, too!". You meet more coaches than you knew existed. How do you get business ... more...

What is a Federal Tax Lien?
A Federal Tax Lien (FTL) is a legal instrument that secures the claim of the United States in the right, title, and interest of a debtor taxpayer's assets. It is a public document and is recorded at the County Clerk's office or the Secretary of State, depending on local law. This is done to serve ... more...

Taxation of Forgiven Debt: The 1099C & You
Often people fall on hard times and stop paying on credit cards. After a while the account may go to an outside debt collector who might offer a settlement of the debt for 30-40% of theoriginal sum. Once this is paid, the debtor often thinks the matter is closed, but it is not! It is very likely ... more...

Dangerous Liaisons: Tips For Securing Homeowner's Insurance
Whether you are buying a home, selling a home, retiring or relocating homeowners insurance can be a tricky issue. Learning the basics of homeowners insurance is key to completing a smooth real estate transaction. Below are some important tips that can help you secure a homeowners insurance policy ... more...

Work From Home as a Notary Signing Agent
If you want to work from home, you might follow the lead of thousands of other women across the country and become a mobile notary or a notary signing agent.What does that mean? In a nutshell, it means you become a notary public in your state and work on a contract, as needed basis for companies ... more...

How to Obtain a Non ChexSystems Bank Account Without Being Scammed
Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows that the applicant is in a desperate situation.Predatory banking can also exist for those who have ended up in the ChexSystems ... more...

How to Spot and Avoid Predatory Lending
Predatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends should know about spotting and avoid predatory loans:How to Spot a Predatory Loan*Balloon payments.*High interest rates.*Monthly ... more...