Can You Buy a Home While on Vacation?
It may not be as crazy as it sounds. According to the National Association of Realtors, one out of every three residential homes purchased in 2004 was a second home. Many of these are mountain cabins or beach cottages. That said, buying a vacation home is not something to do on a whim.You should ... more...

Benefits of a Home Improvement Loan
Some of the many benefits of a Home Improvement Loan are outlined below. Home Improvement Loans are ideal if you need more space but cannot afford to move house. Lofts can be converted and extensions built. As the number of mortgage applications declines Home Improvement Loans are an increasingly ... more...

Selling Property - Valuing Your Property
Selling property privately has many advantages over using an estate agent. However estate agents can provide useful local information not available from the internet. Despite this many who have sold there home privately have benefited from the following: Saving thousands in commission Savings in ... more...

Endowment Shortfall - Are You Missing Out On Compensation?
Millions of pounds of compensation have been paid out by insurance companies. Are you entitled to a share? Could a claim now help to get your mortgage repayments back on track for the future? But you must act quickly - insurance companies are only allowing claims for a limited time.If you took out ... more...

Attention, More Regulations Are in Place and You Could Go to Jail After August 1, 2005
Be advised that as of July 1, 2005 all ezine publishers or email broadcasters need to pay attention to new laws in Utah and Michigan."Child Protection Registry" laws are now in affect and the trend may well extend into all of the other states. These laws went into effect on July 1, 2005 and you ... more...

Save Money on Furniture
Buying furniture can be very expensive. After all, next to your house and your car, furniture is one of the priciest things in your home. So any time you can save money, you should! Here are some tips to buying furniture inexpensively.Look in the Yellow Pages for a furniture wholesaler or a ... more...

How to Stop Credit Card Company Abuse
Consumer complaints about credit card abuse continues to increase despite clearly defined federal regulations meant to stop abuse. By knowing and understanding your rights, you can stop abuse. Lets examine four common methods of credit card company abuse and what you can do to stop the victimizing ... more...

What We Have Here Is A Failure To Communicate
Today's successful organizations are the ones which carry on open and honest communications with their employees. If employees know and understand the mission, they will help communicate it to customers.Here are some employee communication methods and the pros and cons of each. As in marketing ... more...

Call in Your Advisors!
Our 'socially accepted' working life in the Western World presently stands at around 50 years. We generally have the ability to seek work at a little before the age of 15 and are expected to graciously retire at around 65 years.So tell me, how much of your '50 year allocation' have you spent ... more...

The Advantages of Buying a Home
Buying a Home is at the heart of the American Dream. It can bring happiness and provide a solid foundation for you and your family. It has many benefits, but the following three in particular Tax BreaksWhen compared to other investments, few can generate the healthy and long lasting tax breaks that ... more...

Bad Credit Debt Consolidation - What Are Your Options to Reduce Your Debt With Poor Credit?
To reduce your debt with a poor credit history, you have several options. While none will solve your credit problems overnight, they can help you get on better financial ground. A debt consolidation loan can help you reduce your monthly payments, while lowering interest rates. A debt consolidation ... more...

Fixtures
Fixtures, related to real estate, are items that were originally personal property but are now attached to the property itself. This becomes the toughest issue when tenants attach fixtures to a property. These fixtures may include shelves or anything that is immovable by law.There are five tests of ... more...

Manage Your Credit Wisely
Getting your first credit card is a big deal and all young people look forward to it with bated breath. We wait for years to be able to apply successfully for out own credit card. This is one of the first things that make us feel like real grown ups. Unfortunately for many they do not have any idea ... more...

Private Money Vs. Hard Money
I interview real estate investors for my website and recently I came across a number of investors who teach about using private money to purchase real estate. However, if you would have asked me one (1) year ago about the difference between private money and hard money I would not have been able ... more...

The Truth In Lending Act
With a stated objective to help consumers, Congress deemed it fit that to enhance "economic stabilization and competition among the various financial institutions," lenders must give written disclosures on cost of credit and various terminology of repayment.Thus lenders are required by law to make ... more...