Guide to Secured Loans
Here is a useful guide to secured loans. A secured loan is a loan that a lender provides on the understanding that a property is secured against the loan. Secured loans are also commonly known as a homeowner loan, home loan or home owner loan.Secured loans can be a sensible way to borrow for ... more...

Reverse Mortgages: All You Need To Know
A lenders promise of fast cash and no monthly payments make reverse mortgages an attractive alternative for cash-strapped seniors who are house-rich but cash-poor. Offered to homeowners over the age of 62 (in Canada), reverse mortgages allow seniors to convert the equity of their home to finance ... more...

Pre-Foreclosure Investing
The advantage to buying a property at a foreclosure auction is that you can often pay far less than you would have under normal circumstances. Frequently you can invest in improvements and then sell the home for a much higher price than your cost.The disadvantages and risks are more numerous. ... more...

Easements One Two and Three
Most properties have easements and there are three main kinds. This article will give you some basic information on these three different types of easements easement in gross, easement appurtenant, and prescriptive easement.Easement in grossOnly property will be involved in easement in gross and ... more...

What is on Your Credit Report?
Your credit report is a very important piece of the puzzle in your financial picture. It contains a historical record of your personal and financial information including a listing of your current and past debts and the timeliness of your payments. The information contained on your credit report is ... more...

Critical Illness Insurance Critical or Ridicule?
Critical illness cover (CIC) is a type of insurance which provides a significant one-off payment if you are diagnosed with a specified life-threatening condition specified being the important term, because if your illness isnt in the terms and conditions you wont get the payment. Over recent ... more...

A Quick Guide to Remortgage
Remortgaging means that we are taking a new mortgage to repay an existing one.As time passes, the appreciation in property rates raises the home equity available at the disposal of the homeowner. Remortgaging utilizes this increase in property valuation to get a better deal on debt, or some extra ... more...

How to Avoid Credit Card Late Fees
Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can put a nice sized hole in your pocket really quick.Below, I will provide you with some tips and strategies on how to ... more...

Reduce Debt - How to Prevent Bankruptcy ByReducing and ConsolidatingYour Debt
You can prevent bankruptcy by consolidating your debt with the help of a loan or debt consolidation agency to reduce your monthly payments and quickly pay off your liability. But before signing final paperwork, you should develop a financial plan and research your options.Goal Of ConsolidationThe ... more...

A Beginner's Guide to Finding a Loan
Finding a loan can be a hassle sometimes though there may be a large variety of options available, it can be difficult to determine which of the choices available to you will best suit your needs.One of the best ways to find a good loan that will meet your needs is to shop around, comparing loan ... more...

List Your Property Correctly & Make More Money!
Selling Real Estate is an ART - not mathematical rocket science. There are no rules, no absolutes, no equations to determine an exact price in most cases, and no way to determine the time needed to sell the property, or where to find the buyer.There are however lots of tips and techniques that can ... more...

Conditions Are Right For Buying The Higher Priced Home YouVe Always Wanted
Higher interest rates and home prices in the past have kept home owners from purchasing larger homes. The current real estate market conditions, however, are encouraging for many home owners who want to buy up to higher priced homes with more to offer.If you are considering trading up for a larger ... more...

Debt Negotiation Vs. Debt Management
Debt negotiation and debt management/consolidation both help consumers pay off their debts through two different approaches. Each affects your credit score, payoff period, and taxes differently. Before choosing either options, be sure you understand the long term consequences of each debt ... more...