What Does Your Credit Say About You?
A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a persons character.When applying for a ... more...

Pros and Cons of Credit Cards
Credit cards are very convenient. Theres no need to carry any cash; you can just take a credit card with you to the shop and charge for your shopping.When you shop on the Internet or over the phone, its the only good way to make purchases online. This is more convenient than posting a cheque for ... more...

Home Equity Loan Risks
Home equity loans give individuals a tool to extend their existing credit line by securing debt on the equity value of their existing homes. This access to easy and cheap money can lure the borrower into securing a debt for reasons which otherwise could have been funded through wise money ... more...

Selling Your Home Yourself Pricing It Appropriately
When youre selling your own property, whether its a house, townhouse, condo, apartment, a finished lot, raw land, a farm, a ranch, or whatever, the first thing to get right is the price you ask for it. If you work with a broker, the legwork is done for you. When you work as a FSBO (for sale by ... more...

Home Equity Loans Categories
Fixed Rate Mortgages: These loans have a fixed rate of interest over the entire term for which the loan has been disbursed. The term for these mortgages is typically between 10 to 30 years. The monthly interest payment on these loans is fixed and hence there exists a certainty about the repayment ... more...

Adverse Credit Secured Loans Setting Aside the Credit Report
The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show itself in the credit file, earning the debtor an adverse credit history for the nest six years, sometimes even larger. A group of loan providers, who would like to ensure maximum safety of the ... more...

Can Your Home or Business Weather a Fire?
Imagine arriving at your home or business only to find it burned to the ground. For too many people, that scenario is a frightening reality. To just about any home or business owner, a fire is the most detrimental of all disasters. Charred remains of furniture, equipment and personal belongings ... more...

Why Mobile Homes?
There are mobile homes for sale, for much less than stick-built houses, in most areas of the country. Despite persistent predjudice against them, and sometimes the people living in them, mobile homes are the cheap housing choice of millions. The advantages are not always obvious, but they are real ... more...

Real Estate Investing in Rentals the "$10 Million Real Estate Investing Mistake"
Renting to tenants is no longer where the money is for real estate investing. I became a multi-millionaire landlord in the 1980s by buying $10 million in rental houses. Yet, I consider this real estate investing approach the biggest mistake in my real estate investing career. I call it my $10 ... more...

Private Money Vs. Hard Money
I interview real estate investors for my website and recently I came across a number of investors who teach about using private money to purchase real estate. However, if you would have asked me one (1) year ago about the difference between private money and hard money I would not have been able ... more...

10 Secrets to a Successful Stress-Free Wedding
Your wedding is supposed to be the most important day in a your life, and yet for many, just getting there in one piece is harder than fitting stilettos on an elephant. Why is it so difficult? The biggest problem is stress and how the interplay of all the different participants at your wedding ... more...

10 Steps to Creating Your Smalll Business Disaster Plan
I'm a recent Hurricane Rita evacuee and survived the evacuation and the ensuing hurricane. Running from a hurricane isn't something I've ever had to do before, nor is it something I'd ever like to do again. However, as a solo business owner, I'm quite thankful that I have a virtual business. The ... more...

Stock Market Horizons: Gold $3,000, Oil $70
In the last two decades, even though gold prices have dwindled from $850 to $350 an ounce, there are still market gurus who predict gold price to hit $3000 an ounce. Hecla seems to be quite bullish about the future.With oil prices fluctuating between $40 and about $60 a barrel, the industrialized ... more...

Home Ownership Dream
One of the American Dreams is Home Ownership! But just how achievable is that dream for the ordinary Joe in the street?I would say these days that the Home Ownership dream is more achievable than ever before.We are more financially aware than our grandparents which gives us an advantage when it ... more...