Home Equity Loans Popular Scams
Most borrowers fail to realize that when trading their much beloved home for cash, lenders can foreclose on their property in the case of default. Moreover, because of fly-by-night operators who are ready to strip unsuspecting borrowers of their most prized asset, it is doubly necessary that ... more...

Debt Consolidation - Consolidate Your Loans Through A Home Equity Loan
If you are thinking about using the equity in your home to consolidate your loans and take control of your debt, then you have a few different options available, with considerable different and terms and conditions. Before committing to a certain path, do some research and educate yourself on the ... more...

The Home Loan: Your Biggest Investment
Because the home loan that you take out is likely to be your largest investment in your lifetime, you should insure that the loan that you take out is the right one. It should be the best one that is available to you. Not sure what to look for? Worried that you arent getting the best rates? ... more...

Equity Line of Home Credit
Most Americans tend to live on a paycheck-to-paycheck basis, and the most common household has about $10,000 in credit card debt. Adding to that is the fact that Americans are saving money at the lowest rate in history. We spend what we earn, when we earn it, and theres little or nothing available ... more...

Debt Reduction Solutions
Finding solutions to reducing your debt takes some thinking and research on your part. You have some good choices available to you and we shall list these key debt reduction solutions for you right here:1. Home Equity Loan or Home Equity Line of Credit. Your 21% charge card can be reduced to nearly ... more...

Check Your Credit Before Shopping For That Home Loan
Review Your Credit Score.Nearly every bank, credit union, and mortgage lender relies on a three digit score provided by one of the three major credit bureaus to help them make lending decisions. A credit score can range from the perfect 850 all the way down to the abysmal 300. Scores under 720 may ... more...

Home Equity Loan Considerations
In other words, the benefit of the loan must outlast the loan period. Taking a loan for financing that elusive vacation is a strict no-no. Moreover, home equity loans must also never be taken for day-to-day expenditures. This option should be saved for emergency needs only.When applying for a home ... more...

How to Get a Cheap Homeowner Loan
If you're looking for a cheap homeowner loan, you might be wondering what you can do to reduce the amount that you have to pay.The simplest answer lies in two things shopping around to find the lender that offers the lowest interest rates on a cheap homeowner loan, and maximizing the value of your ... more...

Assumed vs. Subject to Finance
There is a difference between an existing note secured by deed of trust and being assumed, and a sale subject to a note and deed of trust.When a buyer assumes an existing loan, he signs and Assumption agreement with the lender. In this agreement, the buyer agrees to assume the responsibility for ... more...

Fanning the Flames of the Diabetes Epidemic
INTRODUCTIONIt is my pleasure to introduce to you, a new Diabetes Prevention Education, Public Relations Campaign established under the name Fannie Estelle Hill Grant, started by me, Lyndia Grant-Briggs, after the loss of my mother who succumbed to Type 2 Diabetes on Christmas Day, December 25, ... more...

Home Equity Loans After Bankruptcy - How Long Should You Wait To Apply
As soon as your bankruptcy has been discharged, you can apply for a home equity loan. However, expect to pay high interest rates for financing with such a low credit score. Waiting longer and practicing good credit habits will qualify you for the A list and better rates.Two Years For The Best ... more...