Equity Line of Home Credit
Most Americans tend to live on a paycheck-to-paycheck basis, and the most common household has about $10,000 in credit card debt. Adding to that is the fact that Americans are saving money at the lowest rate in history. We spend what we earn, when we earn it, and theres little or nothing available ... more...

The Advantages of Having a Home Business
The most evident advantage of having a home business is that you can be more involved in your family life. Im not just talking about stay at home Moms. A good deal of the time, the man is the main breadwinner. Often he is away from home most of the week. Todays man values his family life. He ... more...

Can You Buy a Home While on Vacation?
It may not be as crazy as it sounds. According to the National Association of Realtors, one out of every three residential homes purchased in 2004 was a second home. Many of these are mountain cabins or beach cottages. That said, buying a vacation home is not something to do on a whim.You should ... more...

Selling Property - Valuing Your Property
Selling property privately has many advantages over using an estate agent. However estate agents can provide useful local information not available from the internet. Despite this many who have sold there home privately have benefited from the following: Saving thousands in commission Savings in ... more...

The Costs of Transforming Your Home into a Buyer's Dream House
Turning your house into the home of a buyer's dreams doesnt have to cost a great deal of money. In fact, armed with some paint and the determination to work hard, most home sellers usually need to invest only about $500 to spruce up their homes for a quick sale.A little paint, inside and out, and ... more...

Save Money on Life Insurance
In some states and provinces, people are choosing to live without insurance because the cost of insurance on an ongoing basis is prohibitive, compared to the chance of dealing with high costs when there is a break-in or an accident.Here are some ways to save money on your life insurance: Buy the ... more...

5 Reasons to Build a Real Estate Property Portfolio
I think youll agree with me that real estate investment deserves a closer look when I tell you that according to many sources 90% of the worlds richest people made their fortunes from property!So here are just five quick reasons why I think you should consider building yourself a real estate ... more...

Airfare for the Wayfarer
Have you checked the price of airfare lately? Are you like myself, and quite afraid to contemplate that youre going to spend that inheritance from Aunt Tilley on a flight to LA? For the general public, air travel is still an occasional event, and airfare is still comparable to a surprise attack ... more...

Customer Conversion Mistakes That Will Cost You
The following are common mistakes that Sales Managers and Owners make in the sales process which could be costing you thousands or even hundreds of thousands in lost revenue.- No system to capture and log prospect information/contact data on incoming ad calls.- Poor tracking of incoming calls for ... more...

Gravitational Marketing for Small Businesses - 13th Law: How To Create An Incomparable Comparison
You must create an apples to oranges comparisonIf you're frustrated or tired of dealing with the commodity approach to your industry You knowpeople calling up asking your rates or prices, unrealistic expectations of what they can get or what the cost should be, low balled by internet price ... more...

Stock Market Horizons: Gold $3,000, Oil $70
In the last two decades, even though gold prices have dwindled from $850 to $350 an ounce, there are still market gurus who predict gold price to hit $3000 an ounce. Hecla seems to be quite bullish about the future.With oil prices fluctuating between $40 and about $60 a barrel, the industrialized ... more...

Attention all Operators! What is a Dollar Really Worth? by Restaurant Consultants, Inc.
A recent analysis of 120 of the largest publicly traded restaurant companies in the United States shows that the average net profit is 11.71%. That led me to contemplate what operators have to do to actually get that eleven cents to the bottom line, and its harder than most people realize.Selling a ... more...