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Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

When Good Credit Marries Bad Credit
November 2, 1998, Revised November 22, 2004 "My fiancee and I are first time buyers and would like to purchase a single family home in New Jersey. He has an outstanding credit report and I have a bad one (collections, ... more...

mortgage needs realtor tax return house credit cards related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Making Your Realtor Web Site Pay for Itself
Most home buyers start their home search on the net. If youre a real estate agent or broker and you think your website should be doing more, youre not alone. Realtors are in a very competitive business and a good web site will make your business more successful.A realtors website design needs to ... more...

Are You An Innocent Victim of These Popular Myths?
Misconceptions, misinterpretations and just plain untruths are floating about income taxes. Believing them could be costing thousands of tax dollars!Myth: A Professional Tax Preparer knows all there is to know about taxes so you don't have to know anything them.Truth: Tax ... more...

Buying Your First Home After Marriage
If you are doing some family planning and need to buy a house or just looking for something new, buying your first home can be exciting but there is a lot to know. Buying a home will depend on real estate laws and customs where you are located but there are basic steps that every first homebuyer ... more...

Credit Cards For Bad Credit
With all the confusing offers directed towards consumers with credit problems, finding credit cards for bad credit can be a confusing task. One way to start is to consider applying for a secured credit card. Often this can be a good first step towards getting the benefits of a credit card, while ... more...

To Stay Married, Keep Dating
One of my favorite memories from last year was not watching my young daughters rip into their Christmas presents, or seeing them perform in the school talent show. No, my happiest recollection was the date my husband and I went out on one stormy Tuesday night in November.A few days before, wed had ... more...

Making Money In Real Estate - 10 Ways
Making money in real estate is an endless topic that includes all the various types of real estate investments. There is land, apartment buildings, homes, commercial buildings and more. Whatever the type however, you'll make your profits in some of the basic ways listed below. Use this list to get ... more...

How to Match the Right Insurance Policy to the 4 Stages of Life
As we go through life our needs change. A Young man or women with a family has very different insurance needs then the Empty Nester. Here is a guide to help you determine what type of insurance best matches your need based on the 4 Stages of lifeStage 1 While traveling the great state of Missouri ... more...

How to Get Hired by Being Obvious
If you want a drink of water, do you hire a focus group or pick up the Yellow Pages? No. You go to the kitchen, fill a glass and drink. You take the shortest route to fill your need.The path is obvious, right?Your job search is the same way. The formula for success can be obvious, if you take the ... more...

Planning for Your Financial Future
Two heads are better than one, so sit down with your spouse and plan out your financial future together. Prioritize your bills.By determining which bills to pay in which order, you'll get in the habit of making sure your essentials are always paid first.Be careful using credit. Sometimes a ... more...

Life Insurance Basics
One of the most important things you can do as parents is to ensure the financial welfare of your children in the event of your death. Life insurance is the best way to be rest assured that your children will be taken care of if you die. Although we never like to think of that kind of thing ... more...


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