Real Estate Prices in the Bay Area
The rule of thumb for many potential Bay Area home owners is, try not to think about it too much. When looking at the average home price in the Bay Area, $560,000, and then looking at what $560,000 affords you (a 2 bedroom home in Stockton or a studio apartment in the Mission District of San ... more...

The Road to Debt Relief
Living with debt is not something someone hopes for, but it happens and it usually becomes far more severe than it should before something is done to eliminate it. Once many individuals realize they have a problem with debt, they are too embarrassed to ask for help so they let themselves dive ... more...

Focusing Your Marketing Efforts
One of my favorite quotes is often used to describe goal-setting -- but it applies equally well to your marketing efforts. We start with Alice lost in the woods in Wonderland, where she comes upon the Cheshire-Cat..."Cheshire-Puss," she began rather timidly, "Would you tell me, please, which way I ... more...

Taking Control of Your Credit History
Your credit history is important; in fact, in this day and age, only family and your time are more important than your credit history! The first time you established a payment commitment over a period of time for a purchase, you began your history of credit, and the credit bureau created your ... more...

How To Get Through A Bad Day
No matter how hard you try to make them otherwise, some days are just awful. They start off bad, they never get any better, and they end on a low and sometimes even gloomier note. These days befuddle your mind, waste your finite resources and throw your calendar off. Some people call the state ... more...

FSBO - Selling Your Home FSBO (for sale by owner) Is It Worth It?
FSBO, what is it? FSBO means For Sale by Owner, and its a term thats generally referred to when youre selling your home without soliciting help from a Realtor.FSBO, whats the benefit to you? Youll save thousands of dollars in commissions if you sell your home this way. However there are some ... more...

Hard Money Lenders -- "No Money Down" The Easy Way
Would it help you as a real estate investor to be able to "Close For Cash in Days," even if you're tapped out financially?Hard money lenders are perhaps the best way to get 100% financing with easy qualifying, money for fix- up, and fast closings.So what can hard money lenders do for you? Hard ... more...

How Much Is Your Credit Card Really Costing You?
Most people do not give much thought to how much the use of credit cards really costs. While you may think you are aware of the costs of credit, there are many hidden fees and charges that often go unnoticed by consumers until it is too late. If you do not keep a very close watch on your credit ... more...

Credit Repair Companies and Credit Counseling
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months.Be careful with credit repair scams.Most "credit repair" companies ... more...

Organize Your Move With A Moving Checklist
Moving is a chaotic and stressful time. Theres so many things to arrange, having utilities switched, signing up the kids for a new school, scheduling the movers, packing the house. With all the other things you do its not easy to find the time to get everything done!Using a checklist of tasks, ... more...

10 Tips For Reducing Your Expenses
10 Tips for Reducing your Expenses (and Conserving your Cash)1. Reduce Overtime. Overtime is expensive, but a little preplanning of your work schedules will go a long way here. The feast or famine cycle that many businesses go through can drive costs up without a corresponding increase in sales. ... more...

If You Want To Get More Customers, Here's 10 Powerful Stories To Improve Your Ads
Remember, as a child lying in bed and listening to stories. Remember how engaged you were. Remember how you never got bored of them and always wanted to learn more.Well, there's a good reason why... and here's how what you learnt as a young child could help you attract, and keep more customers.. ... more...