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Mortgage Fraud and Belief in a Good Fairy
October 4, 2004 "I have heard that if a lender makes a mistake in servicing your loan, he must forgive the entire remaining balance. Is that true?" Not a chance! If it were true there wouldn?t be any lenders left. This is an illustration of what I call the "good fairy ... more...

What Mortgage Market Niche Are You In?
October 19, 2002 "I recently found what appeared to be the best deal on a 30-year fixed-rate mortgage from ads in the newspaper, but when I told the loan officer exactly what I needed, the price rose and the amount I could ... more...

mortgage iterest survey balance brokers interest credit related definitions

Mortgage Note
Mortgage Note A written negotiable promise (agreement) to pay a sum of money plus interest at a set interest rate. The note is secured by a mortgage. In turn, mortgage is secured by property. Mortgage note states the amount of debt and the rate of interest, and makes the ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Brand Identity and the CEO
This week I spent a few hours with a highly successful CEO discussing his brand identity questions and concerns. What do the most successful brand initiatives have in common? he asked. I shared an observation with him based on many years of having similar conversations and being involved in ... more...

New Credit Advice: Don't Pay off Those Credit Cards!
Credit needed for real estate mortgage financing differs from credit needed for consumer loans. If you need help getting a home mortgage, these credit tips will help you.Contrary to what many credit advisors say, paying off credit cards each month is not always the best action to take. When making ... more...

How Hedgehogs Hire
In my last column, I explored Jim Collins hedgehog principle, and how powerfully this can be used to attract great employees. After many dozens of CEO interviews, Im convinced that leaders with well-defined hedgehogs deploy the most successful hiring models.Recent job growth figures mean that ... more...

Designing and Deploying Human Centric Processes
A lot of effort has been carried out in the last years to re engineer processes in order to automate all or parts of them. A great number of companies have changed their processes as a result of the introduction of new software systems, aimed to streamline the management of the back and front ... more...

Free Credit Reports - How to Maintain Your Credit Profile
Maintaining your Credit ProfileEvery consumer should be maintaining their credit profiles to ensure the highest scores possible. To do so, you must first order your credit reports from the three major credit bureaus: Equifax, Trans Union, and Experian. The federal Fair Credit Reporting Act (FCRA) ... more...

Put Up A Website And Start Promoting In About An Hour
I can't figure out people who have products or information to sell who do not have a website. With some people, it's fear of technology; others just haven't realized that we've entered the electronic age. If you are not in the latter category, and you are reading this article, put up your website ... more...

Before You Start Investing
There maybe several reasons why you to want to invest your money. You may want to retire early, want to build your own business in the future, or to pay for your kids education. Should everyone start investing outside their retirement accounts right away? The answer to this question is that it ... more...

Buying a Motohome How to Avoid the Pitfalls to Optimise Your Value for Money
Buying a motorhome can have its on pitfalls. Overpricing, defective vehicles, disputed property and weak crafts are among the dangers of purchase.As the first step in your purchase, you will have to determine your needs as that will determine the kind of motorhome you should go for. Motorhomes ... more...

Life in Las Vegas
"I'll go and get some munchies for us, Bob. Don't give that beautiful black-haired lady my seat. Eh?""You wish!" Sean went to get some food while Bob ordered some white wine for them both."You're becoming a regular aren't you?" The sprightly barmaid commented as she brought him their drinks and ... more...

Home Business, What's So Great About It?
Home Business allows you more time to do what you want.Home Business gives you more freedom i.e. no more 9-5 job.Because a Home Business is well.... at Home, you don't have to travel far to get there.Just come down stairs in your pajamas and get to work right there and then. It's so convenient.What ... more...


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