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Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

mortgage iterest property credit cards points housing expenses related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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How To Buy Bargain Property At Auction
Do you want to invest in profitable property or simply buy a new home at a bargain price? If so, you want to consider property auctions.Properties sold at auction are often owned by mortgage lenders after repossessions, former council / housing association homes or have being empty for some time ... more...

Saving Money - 35 Pieces of Advice to Save
There are only 2 ways to grow your wealth - Increase your income (by earning more and saving more) or decrease your costs.Here are a few money saving ideas that everyone can put in place: Dont use your credit cards if at all possible. Pay cash and use credit cards only for convenience or ... more...

Check Your Stress Level Before You Book
You need to know your stress levels before you book a holiday. This quiz for evaluating stress originally surfaced in a Macmillan medical book in 1982 but in various forms it has been around for much longer. Basically what you need to know is whether you have been under too much stress in the past ... more...

A Fathers Dilemma: Can We Help Our Children, Without Crippling Them?
Breakdown in the Becky Lane!I'd just sat down at my office away from home, the local Panera, when another regular customer, Harold, sidled up to my table. We'd chatted a number of times before, and he was intrigued by my title of Financial Sanity Coach and knew I had been working on my book, "Good ... more...

Life Insurance and the Law - A Layman's Introduction
There are no laws in the UK that require a person to have life insurance. Its an entirely voluntary insurance. About 40% of the UK's working population are covered by life insurance either through their own policy or via an arrangement through their employer. So the simple things first. You have ... more...

Hurricanes Katrina and Rita Will Mean Increased Costs of Building in the Future, but not Immediately
Hurricanes Katrina and Rita will mean increased costs of building in the future, but not immediatelyThe natural disasters of Hurricanes Katrina and Rita have left upwards of 200,000 homes either destroyed or uninhabitable and needing rebuilding. This country has never seen a disaster on this scale ... more...

Credit Score An Introduction
There's a lot of confusing information about credit scores out there. There are people out there who believe that they dont have a credit score and many who think that their credit score doesnt count for much. Your credit score can spoil your chances of getting some jobs, of good interest rates ... more...

Loan Basics
There is more than one type of loan. Depending upon your situation, you might find that what works in one circumstance does not work in another. This means that it is very important for you to educate yourself about different kinds of loans so that you are more prepared when you speak with a ... more...

Fixing Health Care
The cost of health insurance continues to climb unabated. As the number of uninsured in America swells to 45 million people, many look to our political leaders for answers and relief.Presidential campaign rhetoric about how to control skyrocketing health care costs provides only short-term ... more...

Cheap Loans Dirt Will Seem Costlier!
Loans culture has grown considerably in recent times. Like any growing industry, loans industry has healthy competition. This competition has furthered the cause of finding cheap loans in UK. Cheap loans are not offered on platter. There are tricks to the trade of finding cheap loans.Though ... more...

A $100,000+ Discount On Miami Condos
By this point and time, many people have heard about buying preconstruction condos and some of the amazing profits that have been generated by these investments. What many people dont understand is that there is another way to play the preconstruction investing game, especially for those ... more...

Selling by Owner Tips
Do strangers scare or intimidate you? If you're planning to try to sell your home yourself, you'll have to get used to it. You'll also be opening yourself up to potentially dangerous situations and legal liabilities. That's why even many experienced real estate agents will hire another agent to ... more...

Credit Score: The Brightest Feather In Your Financial Cap
Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can pave your future towards greener pastures. On the other hand a negative marking on your credit report can be ruinous for your future dreams. However, "There Isnt Much ... more...

For Sale by Owner Tips
Do strangers scare or intimidate you? If you're planning to try to sell your home yourself, you'll have to get used to it. You'll also be opening yourself up to potentially dangerous situations and legal liabilities. That's why even many experienced real estate agents will hire another agent to ... more...


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