Tips for Buying a New Home
My wife and I recently purchased a new home in Tennessee. Here are some helpful hints we picked up along the way:1. Use all of the online resources available. Almost every state and local government has a website where you can research real estate information. The data on home sales, taxes, and ... more...

Brand Equity
Brand equity can be defined in many different ways. I have developed a simple, yet powerful, definition of brand equity. For a brand to be strong it must accomplish two things over time: retain current customers and attract new ones. To the extent a brand does these things well, it grows stronger ... more...

ARM Adjustable Rate Mortgages
Traditionally, homebuyers could look to two forms of mortgages fixed rate and adjustable mortgages. While there are now many more options, this article takes a look at the adjustable rate mortgage.What is an ARM Loan?An adjustable rate mortgage [ARM] is a basic mortgage with one important ... more...

What is Life Insurance?
Life Insurance is an insurance policy that provides an agreed amount of cover over an agreed term, so that should you die during the policy term, a lump sum is paid out. Life insurance is considered as the cornerstone of financial planning. It is a cost effective way to provide for your family ... more...

Promote Your Business and Get Paid for Doing It!
How can you gain credibility and exposure for you and your business, reach a motivated audience, develop a far-flung network, hone your presentation skills -- and get paid to do it?Many writers, artists, speakers and entrepreneurs have found an answer: they teach classes in adult education programs ... more...

Debt Consolidation 101
Debt consolidation occurs where one takes out a loan in order to pay off two or more existing debts. Consolidating existing unstructured debt into one personal loan may save on your monthly outgoings while, at the same time, offering a repayment discipline and clear end-date to your debt.An ... more...

What Makes a Credit Score Rise or Fall?
OUR financial decisions can affect your credit score in surprising ways. Two credit-scoring simulators can help consumers understand the potential impact.The Fair Isaac Corporation, which puts out the industry-standard FICO scores, offers the myFICO simulator. A consumer with a score of 707 ... more...

Financing Purchase of a Business
Should you decide to buy an existing business, several factors enter into consideration of how to finance it. Let us discuss the most important of these factors.The amount of capital required.Nearly all sales of small businesses are, strictly speaking, merely sales of the assets of the business. ... more...

Finding The Cheapest Loans
If theres one thing its always worth doing, its shopping around for best deal. This is generally true for all purchases youre going to make, but one place its more important than most is with loans. Many people dont think about it too much, but loans are for many people, the single biggest ... more...

Arizona Homes A Community for Dreamers
Finding a home that meets all of your criteria of a dream home can sometimes be challenging. In many areas of the country, a new home is often a starter home merely the best you can afford at the time. You may not like the home, the neighborhood, your commute, the neighborhood schools, etc.The ... more...

He Said, She Heard: Communication Meltdown within Relationship
It starts young, as babies. We learn communication from our parents starting with single words--mama, dada, we add adjectives, big boy, nice kitty. And even though we learn, and speak, the same language--English, French, German--we also learn sub-languages, languages that may differ so greatly we ... more...