Rates May Be Rising: Mortgage And Refinancing Preparation Made Simple For You
Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance process and can potentially save thousands on your loan. Improve your financial profile now so you can ... more...

Refinance Your Second Mortgage
A 2nd mortgage is a secured loan on your property, with your home serving as collateral. Depending on the particular terms of your second mortgage, you could be able to refinance if you wish to reduce your monthly payments or are in need of extra cash. Refinancing a 2nd mortgage can be an option ... more...

Bad Credit? Finance Your Home Mortgage Loan with a Sub Prime Mortgage Lender
Are you looking for a home loan with bad credit? Individuals living with bad credit know how difficult it is to obtain a home loan. Traditional mortgage lenders and banks consider you a high risk and may deny your loan application. However, it is not impossible to get a loan with bad or poor credit ... more...

Mortgage Refinancing - Does Size Matter After All?
Hopefully your ego has never had to experience the words, Its okay honey. Size doesnt matter. After all, whats important is the quality right? In a perfect world, perhaps this is true, but in the realm of mortgage refinancing, what is best is usually based on length. Let me explain.The majority of ... more...

How to Get a Low Refinance Rate When Refinancing Your Home Mortgage Loan
Refinancing your mortgage has certain advantages. The key reason homeowners refinance is to obtain a lower interest rate, which will lower their monthly payments. Even so, some homeowners are hesitant to refinance. The refinance process involves creating a new mortgage loan. Moreover, the process ... more...

Subprime Mortgage Loans Online - What To Expect
Applying for a subprime mortgage loan online can seem intimidating at first. With so many lenders to choose from, it can appear difficult to find the best mortgage loan. However, online subprime lenders allow you to search for rates, compare financing options, and avoid falling prey to predatory ... more...

Jumbo Home Mortgage Loans - What They Are and Where To Get Jumbo Loan Financing
A jumbo mortgage is different than a conforming loan. A jumbo loan amount exceeds that limit set by FNMA. That limit can change every year, but is around $300,000. With a jumbo mortgage, the interest rate is a little higher than other similar mortgage loans that are for smaller amounts. The ... more...

All About Predatory Mortgage Lending
We have all heard the stories in the press about elderly people losing their homes due to unfair lending practices. Most reputable banks would never consider bilking their customers out of their life savings but there are many small, private lenders that would only be too happy at the opportunity ... more...

Are You Ready for a 40-year Mortgage?
Real estate prices have been increasing steadily over the last five years, particularly on the East and West coasts. In parts of California, homes are selling for 33% more than they were a year ago. This has made it more difficult than ever for first-time homebuyers to purchase a home.Over the ... more...

Refinance Mortgage Rate and Mortgage Rates
Refinance mortgage rate is the best rate available to qualified homeowners for refinancing their current home mortgage. Refinance mortgage rates vary from product to product and customer to customer. A consumer with excellent credit will qualify for the very lowest and best refinance mortgage rate ... more...