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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

mortgage interest home loan credit cards your search score sell related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Homes With Acreage-Ann Arbor Real Estate
Some want to leave the big city and find a home with a lot of acreage. Others want to stay in the city, but would like some land to garden, or for privacy. Whatever the reason, there are many homes with acreage for sale. There are many ways to find and pay for such homes.How much land is an acre, ... more...

Chose a Credit Card Wisely
When choosing make sure its one that suites your lifestyle and that it works with you not against you. Always try to pay off monthly if you can and this will help your finances and cash flow. If you look at credit in reverse and say well I could save say $50.00 a week then this will give you a good ... more...

The Unethical SEO Myth
"The use of black hat SEO techniques are completely unethical." Really? I completely disagree.Is it unethical because these techniques are attempts to give a webmaster an advantage over their competition? If this is the case, stop participating in SEO forums, stop using WordTracker, stop studying ... more...

Fico Scoring Basics
FICO scoring originated from the Fair Isaac Company. The Fair Isaac Company invented the current credit scoring system that turns all of your credit information into a personal credit score. Today lenders still use this credit scoring system to determine credit risk.The term FICO scoring means, a ... more...

Remodel Your Home - Take A Home Improvement Loan
Home, a place where you live together with your close and loved ones, may mean the whole world to you. You always wanted to make your home a better place to live, giving all comforts to your family. You can do this just by making improvements in your home, but where to get the funds for it. Home ... more...

Buy or Sell First?
When it comes to home buying, the ideal situation would be to find a new home, just as you receive an offer on your existing home. You would then be able to close concurrently and move into your new home a few days prior to closing on your previous home. This does happen more often than not, but ... more...

How To Eliminate Credit Card Debt
There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem impossible to get finances under control. Other times it is simply because we spend more money than ... more...

A Guide to the Best Remortgage Deals
Finding the best remortgage deals isn't always easy, especially with the large variety of lenders available today. It can sometimes take a lot of research and time to locate the best remortgage deals for your home, though the end result is often worth it.What you're looking for in the best ... more...

Mail Order Bookkeeping Basics
INTRODUCTION This information is provided for individuals who are starting a mail order business and require a basic bookkeeping system. It has been written for someone who has little or no bookkeeping background. No income tax or professional advice is rendered. Such advice should be ... more...

No Win No Pay No Risk Attorney Lawsuit Loans Provide Law Firms Innovative Financial Solutions
Law firms work long and hard to achieve financial success. Today however a team of professional financial consultants have developed innovative tools to assist law firms achieve even greater financial success via a unique program called No WinNo PayNo Risk Attorney Lawsuit Loans.With No WinNo PayNo ... more...

How To Get Out Of Credit Card Debt
If youre like the average person, let me warn you ahead of time about what Im going to reveal in the next few paragraphs. You may be angry after you finish reading this article about how youve been misled in the use of credit card debt.The American economy is designed to make you work yourself to ... more...

Credit Cards and Home Equity Loans Read the Fine Print
These days, everyones lives are burdened with paperwork. With newspapers, magazines, bills, junk mail, and who-knows-what taking up space in their day, few people have time to look at every piece of paper that comes their way. Unfortunately, its becoming more and more necessary to carefully ... more...

Eliminate Your Credit Card Debt, But How?
Can a debt consolidation loan eliminate your credit card debt? A consolidation loan might (or might not) be the key. There are several things you must consider when making the choice to consolidate debt using a debt consolidation loan.First, is a debt consolidation loan your best choice to ... more...

Margin Benefits are Marginal at Best
Margin is one of those things that novices find puzzling about the stock market, but the concept is really quite simple. Still, with understanding the basics of using margin accounts, determining the wisdom of using margin can be quite a conundrum.A margin account is a traditional investment ... more...

Military Payday Loans
What is a payday loan? This is a small short-term loan for employees who are categorically perceived as those belonging to the lower socio-demographic class because they have no other financial options except to apply for a cash advance payday loan. The borrowers apply payday loans to bridge the ... more...


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