Ride The Gray Train To Increased Profits
Something is roaring into the business communitys depot that has been building momentum for years. I call it the Gray Train. On December 31, 2004, the last Baby Boomer turned 40, pushing that train to full throttle. Marketers are missing the obvious and not-so obvious opportunities to grow their ... more...

Industry Analysis Section of Your business plan
Writing a Business Plan for your next entrepreneurial endeavor is crucial. You will need sufficient capital and a guide to keep you on track. One important part of any business plan is to size up the Industry and attempt to figure out your pecking order and specialty niches for your best chances of ... more...

Understanding the Function of Credit
What is Credit?Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified time frame. Lenders base their decisions on who they should lend to by using your credit rating.Your ... more...

Im sorry but...
Im sorry but I am so busy Ill have to cancel our meeting. Im sorry but I cant come on the course with you on Saturday because I am a bit short of money right now. Im sorry but I just dont have any energy. I just need a holiday and then I will be fine. Im sorry but nothing appears to be working out ... more...

Five Sure Fire Way to Secure Your Financial Future
You can be poor when youre young, but you cant be poor when youre old. That was the tag line used some years ago in a financial services television commercial.Truer words were never spoken.I was relatively poor when I was young. Just about everybody I knew was and it was kind of fun. We lived an ... more...

So, You Wanna Buy Pre-Foreclosures?
So you wanna buy pre-foreclosures? or at the courthouse steps? So many people ask us about this. Here's our '30 second seminar' on it. If you're going to buy PRE-foreclosures--after the seller is behind on her payments, but before the lender's auction date-then there are some pros and cons to ... more...

Debt Management Plans Suggesting Ways to Survive the Quagmire of Debts
Before delving on what a debt management plan can do for you as an individual or as a business, it will be good to decide its scope. It is a misconception among many people that debt management plans can only be used for eliminating the existing mound of debts. Nevertheless, debt management plans ... more...

First Time Home Buyer Loans Made Easy
When it comes to firsttime home buyer loans, a little research can save you thousands of dollars over the life of your mortgage.A wise consumer selects a mortgage lender prior to shopping for a home. You see, firsttime home buyer loans can end up costing you a lot more than you bargained for if you ... more...

Financial Rebirth Through Remortgage
Seldom in ones life do we get a chance to alter the mistakes we made in the past. Remortgage offers a once in a life time opportunity to change from a mortgage to another that is more desirable.So what are the mistakes that Remortgage will help cure? With the interest rates falling, mortgages ... more...

What is a Bad Credit Personal Loan?
A UK Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. A bad credit rating can make your life a misery.However created, your past record of CCJs (County Court Judgements), mortgage or other loan arrears can live on to deny you access to finance that other ... more...

Designer Handbags Reach Record High Average $2,000 Fall 2005
Shopping in Beverly Hills last week I strolled Wilshire Boulevard popping in and out of fancy stores sizing up all the new designer handbags. There are a number of new looks for Fall 2005, and prices have a new look, too. Did you know designer handbags have become the staple in most wardrobes? ... more...

Why You Need a Realtor
As you consider selling your home, you might be thinking Why do I need a Realtor, what value does a Sellers Agent bring to the table? There are five areas where I, as a licensed Realtor can help you in your homes sale -SETTING THE PRICEPricing your home is a careful balance. Set the price too low ... more...