Home Insurance: Premium Protection In Case Mishap Takes A Rain Check
My whinstone house my castle is, I have my own four walls.This is truth for every home owner. Your home, your castle, your prized possession, your territory - which is certainly more than four walls. You would do anything to protect it against damage and injury. Damage and injury? Is that too dark ... more...

All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back, he has been adjudged as a bad credit case. And, in spite of much effort, he has not been able to get a loan or a mortgage. Lenders do not want to take risk by offering loans to him, and he ... more...

The Benefits of Fractional Ownership in Private Residence Clubs
A New Way to Own a Vacation Home - For the Select Few: Fractional ownership of vacation homes, also called private residence clubs, is a relatively new concept that allows you to enjoy four to 12 weeks of home ownership privileges per year at an upscale, luxury resort but at a fraction of the cost ... more...

Methods Of Raising Instant Cash
The inability to come up with the necessary cash when suddenly presented with a "can't miss" opportunity, is one of the most frustrating experiences anyone ever live through. Yet, there are literally hundreds of ways to raise unlimited amounts of cash in an hour or less! You may not be aware of ... more...

Spanish Mortgages Building a Property Portfolio 100% Funded by Your Bank Manager!
From little acorns do great oaks grow! Provided, of course, the acorns are actually planted!In property terms, that translates to identifying the potential of building a property portfolio and being prepared to do something about it. In recent years, both in the UK and here in Spain, there has been ... more...

Credit Help for Real Estate Financing: Five Categories of Your Credit Score
1. Payment History -- 35%The number of accounts paid as agreed and a good payment history give you a higher score.Negative points lower credit scores because of 30 days, 60 days, and 90 days late on any debt. The dollar amount of these delinquencies also impacts credit scores. Severity of ... more...

Compulsive Gambler Shares His Recovery Story About Gamblers Anonymous Now That He Stopped
A compulsive gambler who participated in Gamblers Anonymous program shared his recovery in hopes to help others affected by this addiction. Sean was an above average student in high school. He played sports, volunteered at the local soup kitchen on holidays and had a high school sweetheart that he ... more...

Nannies, Grannies, and the Ontario Fire Code: What Realtors Need to Know About Retrofit Section 9.8
In addition to granny, a granny flat can contain some dire pitfalls for a new owner and anyone involved in the sale of such a unit. Its one more thing for real estate professionals to be concerned about, because the consequences of having an apartment declared illegal or closed down can be ... more...

Why You Should Write To Inform And Not To Sell
Advertising is key! Unfortunately most people waste their money on advertising unless they can play by the numbers. Playing by the numbers is simply spending enough money on advertising and saturating the market so much, that percentage wise, enough people will want to see what you have to offer. ... more...

Expect the Best and Get It
The famous prayer of Jabez, where Jabez prayed for prosperity, is a model of expectant thinking that we can all benefit from. "And Jabez called upon the God of Israel saying "Oh, that You would bless me indeed, and enlarge my territory, that Your hand would be with me, and that You would keep me ... more...

A Bad Real Estate Market is Good for Real Estate Investors and the Country!
The real estate industry in this country is in for a rude awakening!The realtors, mortgage brokers, investors (really speculators) and Alan Greenspan are whistling past the grave yard, living on borrowed time.Few people realize how bad the real estate market can become. I remember in the late 70s ... more...

Auto Loan Buying Tips
Have you ever felt like you bought an auto and financed it and don't really know if you got the right price or financing arrangements after it was all over? Well, don't feel alone. This is a common experience for many people who make auto purchases.Guidelines for negotiating the car price can be ... more...

Credit Score: A Guide to Credit Scoring and Improving Your Credit Score
Dont get excited guys, this is not that kind of score and its impact lasts much longer than 30 seconds. We are talking about credit scoring and credit score that is also known as FICO (Fair Isaac & Co.) score.So what is credit scoring? You have heard of personality profile that dating services use ... more...

Credit and Divorce
Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She referred them to the divorce decree, insisting ... more...