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Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

Interest-Only Mortgage Tutorial
Here is what you will learn in this tutorial: 1. What is an interest-only mortgage? 2. For what types of borrowers is it suitable? 3. What are the hazards you should watch out for? 4. What information do you need to assess an IO mortgage? 5. How ... more...

mortgage for you only first time homebuyers home related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Home Equity Loan
Home Equity Loan A home equity loan is borrowing against the equity you have acquired in your home. Lets suppose your original mortgage was $175,000.00, but your house is worth $225,000.00. The difference is $50,000.00. ... more...

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Time Management: How To Get More Done
If you can regularly ask yourself "Am I regularly and consistently working on those items that will move me towards my clearly defined goals?" and honestly answer "Yes" then you are probably doing ok.If not, here are a few time wasters to be aware of and some strategies for protecting your time ... more...

Finding Motivation: What To Do When You Don't Feel Like Doing Anything
"The measure of your success usually comes down to who wins the battle that rages between the two of you. The 'you' who wants to stop, give up, or take it easy, and the 'you' who chooses to beat back that which would stand in the way of your success - complacency." Chris WidenerIn all of my ... more...

Bartering A Great Way to Trade
Before you hit the back button thinking bartering went out of fashion when money came along. Think again. Bartering has not only thrived all this while, it has made a come back in the business world in a big way. If the International Reciprocal Trade Association is any indication, bartering today ... more...

11 Steps Away From Buying a Home
There is no doubt that the market for houses has been on fire recently. More and more people are taking advantage of low interest rates and easy mortgage loan terms to go from being renters to being home owners. With so many people entering the market, it is inevitable that questions will arise ... more...

Home Buyer Checklist
Before You BuyThe biggest question is: where do I want to live? All of us have different likes and dislikes. The needs of one person may be of little consequence to another person. If you are moving to a new community your questions may be different from somebody who is moving within the ... more...

Do You Want To Lose Weight Without Going Crazy?
Here's what to do if you want to wear that slinky black dress, and stay sane:1. Make sure that you're not being neurotic and overly body conscious.Meditate. Try to catch yourself naked unawares in a full length mirror. Find out your ideal height-weight ratio. Get some amateur photos taken of ... more...

Adoption: Laughter and Tears
If you ever walk through an orphanage, it will be an experience youll never forget. Witnessing children in poverty, children discarded, children stunted both physically and emotionally, will stir your heart beyond belief. And adopting a child is a joy as great as witnessing the first sharp intake ... more...

Don't Let High Ticket Prices Keep You From Seeing The "Big" Games In Person
Have you ever dreamed about seeing a big sports event like the Super Bowl, NCAA Final Four, or Daytona 500 in person? If so, what kept you from realizing your dream?Before you answer that one, let me demonstrate how the typical fan tries to buy tickets. I'll use the Indianapolis 500 as an ... more...

Boost Your Confidence, Credibility, and Career
There's one skill you can develop that will boost your confidence, credibility and career. It's public speaking. If the very thought makes you queasy, you're not alone. For some people, only death is more frightening. For others, death is preferable. Are you the latter? Avoiding the spotlight? ... more...

Spanish Mortgages = Property Prices May be Downbut its Not All Bad News!
Remember Black Monday in October 1989? The stock market crash was shortly after the Great Storm when the southern part of England was ripped to shreds by the infamous hurricane that was never meant to be! Well, at least according to Michael Fish!Well, the crash in the stock market on Black Monday ... more...


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