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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

mortgage for you insurance reader credit cards information related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Life Insurance and Life Assurance are Not the Same!
The average man in the street assumes that Life Insurance and Life Assurance are names for the same form of insurance. How wrong they are! But don't hang your head in shame, many financial commentators get it wrong too! Life Insurance and Life Assurance perform different financial roles and are ... more...

Writing Query Letters that Count -- Close the Deal with Your First Letter!
Your query letter can be a deal maker or a deal breaker. So, if your query letter just lies there, you've killed the sale immediately or your story or novel immediately. If you want that story -- your baby -- to be read, reach out of that query letter, grab the publisher, editor or literary agent ... more...

Help for the Single Mother with Managing Credit and Debt
Today's consumers benefit drastically from the usefulness of credit. Credit cards are especially useful for large purchases, emergency situations, making reservations, identification, and protection from fraud. Unfortunately, millions of consumers abuse credit cards beyond their financial earnings ... more...

115 Ways To Earn Money With Your Computer
Here is a list of ideas for your reference if you want to use your own PC to earn income. 1. Provide computer-based office management services for attorneys 2. Do word processing 3. Do medical billing for doctors 4. Do automated telemarketing 5. Manage a church 6. Start a computer user's group 7. ... more...

Don't Get Lost In The Shuffle
I have a good friend whom (also being in the same business) I often compare notes with.One of the things that I always give him a hard time about is the fact that even though he has one of the biggest desks I have ever seen I have never actually seen the desks surface.It is always covered from ... more...

Choosing Your Divorce Method
The biggest mistake that people make when getting divorced is that they fail to plan. They simply decide to leave the relationship and then enter and ugly and expensive battle that ends up hurting everyone involved. There are some things that you could accidentally do that will make your divorce ... more...

Do you Know the Benefits of Checking your Credit Report?
Do you know why you should check your credit report?Of course you do, because you have undoubtedly experienced one working in your life!No matter where you roam, your credit report follows you through life, updating all aspects of your life: your employment, where you live, your opened credit ... more...

Know Your Debt Consolidation Options
Nobody likes being in debt or the additional stress it adds to their life. Additionally, most individuals have some form of debt that is weighing heavily on them and they simply want to get rid of it. If you are in this situation then you might consider debt consolidation. When it comes to debt ... more...

Secured Loans For Home Improvement When You Cant Buy A Luxury Home
A house is just perfect with chipped walls and broken taps. Is it? If you dont think so, then home improvement loans is what you should be looking for. Home improvement is the resort for you, if your home is your personal hideout. Home improvement loans can aid you realize this plan. Home ... more...

Career Education Options For Working Adults
Ask yourself this question: Do I like what I do for a living? If you answered no, what are you doing about it? Maybe you have a good job, but its not very rewarding to you personally. Maybe you have job with good pay, but bad hours or worse a job with good hours, but bad pay. Perhaps youve ... more...

Fantasy Football Information: Grab a Jones and Run to a Fantasy Football Title
Heres fantasy football information that may provide a strategy few people will consider. Use this simple rule on fantasy football draft day, and youre sure to be in the playoff hunt: get yourself a Jones.In most fantasy football leagues, running backs are the most valuable players. A running back ... more...

Brand Building 101
Building your brand into a brand leader isnt easy. There are 2 areas that can really help you grow your brand, passion and consistency. Passion is incredibly important. You have to understand that even if you are a start up or a one-man operation, or are well on your way, you are still a brand. You ... more...

7 Secrets to Having a Financially Healthy Family
How many times have you replied "We don't have the money for that" when your child asks you to buy him something? His innocent reply is "Get some from the machine or the bank". You think to yourself, "If only it were that easy". Managing money is a tough concept for children to grasp, and ... more...


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