What Does Your Credit Say About You?
A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a persons character.When applying for a ... more...

Make Sure Your Credit Report Works For You
You just filled out a mountain of loan application forms. Now, you wait for a call from the loan officer. You feel confident; loan applications have never been a problem for you. The phone rings and your loan officer says, there's a problem with your credit report. Your frustration increases ... more...

Bad Credit Home Purchase Loans - How To Purchase a Home with Bad Credit
Owning your home can be a reality for you even if you have bad credit. By educating yourself on the process, analyzing your credit, and shopping for lenders, you can find reasonable rates. Buying a home can also help you begin to build a solid financial future.Learning The Loan ProcessOne of the ... more...

Crossing the Gap from this Home to the Next: Bridge Loan
So youre thinking of getting into a bigger house. You call up the real estate agent and make an appointment to go see what the market has to offer. Then you find it, the perfect move-up home. Its everything youve ever wanted in a home unless your married, in which case its everything your wife ... more...

How To Sell Your Home FSBO
You decide to sell your home and believe you can handle the selling process. Good for You!Of course youre a little nervous and thats normal. You might stay awake at night wondering how long it is going to take to actually sell this home."Can I get my asking price?" You wonder.Yes it is possible to ... more...

An Investor's 1st and Most Important Lesson
Are you ready for the lesson that will put you ahead of 99% of all real estate investors?Here it is in a nutshell USE AS LITTLE CASH AS POSSIBLE!The days of mortgage burning parties are long over. But you will still meet people who believe that it is good idea to pay off the mortgage on a ... more...

Passion and Purpose
Who are we, standing here on this planet, looking for a place to be? Are we the forgotten ones from a time gone by, a piece of pre-history perhaps, that lets itself unfold through the pages of time?Are we here all alone, or are we part of something bigger, larger perhaps than we could ever imagine ... more...

Business Loans - 7 Reasons Not to Use a Bank
So you're a small business owner and you need a business loan to further the objectives of your company. Where do you turn?When it comes to a business loan or commercial real estate loan, there are many good reasons NOT to turn to a traditional bank. Here are some of the most important. Many small ... more...

Creating A Household Budget
Creating a budget can be a very difficult task. Although we as consumers know that we need to pay our bills, buy our necessities, and put money away for savings, we dont really know how to start.I know from personal experience how hard creating a budget can be. In the beginning stages of my road ... more...

Adverse Credit Mortgages - Home Loans For People With Poor Credit
Mortgage lenders offer many financing options for people with adverse credit. For those who dont qualify for an A loan, you can use a B, C, or D loan to finance the purchase of your home.These home loans offer short-term financing until your credit score improves and you can qualify for an A loan ... more...

So You Want to Buy a Home?
Taking the plunge into home ownership can be a rewarding step for many first-time home buyers. Before you take the plunge, look before you leap. Homeownership is not for everyone.304 Take into consideration the pluses for renting versus owning: -Monthly costs: renting can be more cost-efficient ... more...

How To Find a Real Estate Agent
You may be of the opinion that you dont need a real estate agent and that using one will add to the cost of buying your new home.The fact is that a real estate agents fees are typically paid by the seller of the home. So, as a buyer, you can get the services of a professional real estate agent ... more...

Bad Credit Loan and Bad Credit Loans
A bad credit loan will usually carry with it an extremely high interest rate and may require some types of collateral to be pledged as security for the loan. Bad credit loans may also require a co-signer to limit the risk involved with lending money to an individual who has shown poor credit ... more...

FHA Home Loan and FHA Home Loans
FHA home loans have basic requirements that must be met before qualifying for an FHA loan. FHA home loan requirements are standards that allow first time homebuyers the opportunities to meet mortgage qualifications. FHA home loans are easier to qualify for than conventional loans offered by lending ... more...

5 Rock-Solid Real Estate Investment Strategies
Investing in real estate is more complex than simply buying and selling homes. To help new real estate investors to decide which strategy might work for them I put together 5 rock-solid strategies. It is up to you which strategy you feel more comfortable with.1. Buy and HoldThis real estate ... more...