Money Problems?
You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. But often, it can be overcome. Your financial situation doesn't have to go from bad to worse.Have ... more...

7 Tips For Transforming Students Into Financially Responsible Adults
Yes, it is possible for your student to learn some valuable life lessons while they are away at college. Not all of them may be a possibility for your family, depending on financial ability, but it may be valuable to consider the options. Many things are possible, even though they sound out of ... more...

Investing: Commercial Property
Investing in commercial property is well beyond the financial means of most people. Few can afford the large sums of money involved in buying commercial real estate. For most of us our investment in real estate is limited to where we live - our home.But unfortunately our home doesn't generate any ... more...

Retirement Income Needs---Less Than You Think?
It is widely written that you need 75% of your present income to maintain your present life-style in retirement. If you make 100 thousand now, figure 75 thousand in retirement.Fifty thousand now, figure 37.5 thousand in retirement. The average retirement income in the US is 27 thousand. See ... more...

A Guide to Direct Homeowner Loans
Are you considering applying for direct homeowner loans? Perhaps you're simply wanting more information on direct homeowner loans so that you'll be able to make an informed decision?Direct homeowner loans can be very useful for a wide variety of purposes ranging from purchasing new vehicles to ... more...

The Value of Foreclosed Property
The discount on a foreclosed property is not as great if the state allows deficiency judgments by lenders against borrowers. In contrast, the discount is larger if the property is being sold in a state that requires foreclosures to proceed through the judicial system. Lastly, appraisals seem to be ... more...

Debt! Do You Want to Get Out of Debt?
Everywhere you go everyone is saying the same thing: "I can't keep up with my bills!"It seems as though as soon as you manage to pay one stack of bills, the month flicks over and then in comes the next lot. Rising utility costs, ongoing taxation at every level, rising fuel prices and higher food ... more...

20 Questions That Helped Me Take A Leap Of Faith And Change Careers
When I was working more than 45 hours a week in a job with a two hour commute each day, the challenge of a new husband, new step children, two beagle dogs and maintaining a home was more than a stretch! Something had to give, and unfortunately I was the one starting to not be able to hold it ... more...

Timesharing Without Owning A Timeshare
If youre dreaming of a unique vacation experience, but dont have a budget to cover outrageous hotel expenses, or to even purchase a timeshare yourself, there are ways to take advantage of the great deals offered by timeshare owners without actually becoming one yourself.With timeshare locations ... more...

Dress Your Kids In the Best For Less
Every mum wants their child to look good but it can be hard to find fashionable and good quality clothes that are also affordable. As a mother of seven young children I have, over the years, developed a knack to finding clothes that my children want to wear and which also dont hurt my purse strings ... more...