Debt Consolidation 101
Debt consolidation occurs where one takes out a loan in order to pay off two or more existing debts. Consolidating existing unstructured debt into one personal loan may save on your monthly outgoings while, at the same time, offering a repayment discipline and clear end-date to your debt.An ... more...

Financing Purchase of a Business
Should you decide to buy an existing business, several factors enter into consideration of how to finance it. Let us discuss the most important of these factors.The amount of capital required.Nearly all sales of small businesses are, strictly speaking, merely sales of the assets of the business. ... more...

Higher Website Traffic Conversion Made Easy
In 1993, on a moon lit, warm summer night, I was surfing the Internet attempting to discover what successful sites had in common. I was really hungry to find out the secret ingredient of websites that were making it big.You see, I was tired of traveling thousands of miles by plane and car. My mind ... more...

How Do I Prepare for Retirement?
When the day finally arrives, will you be ready? What do you need to do? How do you need to prepare? Well, if you are over 10 years from retirement, then just sock away tons of money in your 401k for now. This article is focusing on people a little closer to retirement.So you are about 10 ... more...

Where Does Your Real Estate Commission Fee Go - Why is The Commission so HIGH?
Many who have bought and sold properties through Realtors numerous times; even many real estate agents themselves, don't know where the commission money goes. After all, when a property sells for hundreds of thousands of dollars and the commission is tens of thousands of dollars, it seems like ... more...

Condo-Hotels A New Second-Home Alternative to Time Shares
Condo-hotels have evolved as a better, more reliable second home alternative to time-shares. They are usually attractive, high-rise hotels on the ocean or in other prime locations, and range in price from the mid $200,000s to over 1 million, depending on the size, location, and amenities.Many of ... more...

Property Investment How to Calculate Rental Returns
Before purchasing an investment property for rental purposes its always a good idea to calculate whether it will be cash flow positive or cash flow negative. That is, will the property generate an income (positive) or will it require a monthly cash injection (negative)?This article will outline ... more...

Cure Autism Now with a Silver Charm
Purchasing a silver charm is just one of the ways that you can help support autism research. Autism is a brain disorder that affects ones ability to communicate and associate with others normally. Symptoms are usually detected in the first three years of life. Autism affects about 1 out of every ... more...

Going Bankrupt in the World
It all starts by defaulting on an obligation: Money owed to creditors or to suppliers is not paid on time, interest payments due on bank loans or on corporate bonds issued to the public are withheld. It may be a temporary problem - or a permanent one.As time goes by, the creditors gear up and ... more...

Don't Buy Term Life Insurance
Don't buy term life insurance if you have a lot of money. You simply should not buy any life insurance at all.Let Us Look At The Young Married CoupleYou have married the partner of your dreams and have decided to get married. You have no children yet. You both work. You save every dollar you can ... more...

The Basics of Home Loans - Interest Rates, Closing Costs, Points
Stop! Before you look up mortgage companies up in your phone book, check out the offers online. Getting a mortgage online can save you some serious money. When you lookup mortgage companies only in your area, you're greatly restricting the competetive pool of companies to offer you a good loan. ... more...

Too Many Cooks in the Kitchen After Wife Gets MBA
"Hesh, where is your business plan? It was a question I expected from my banker, but not from my wife. She tried to sweeten it by adding, honey? It didnt help. I looked at her in disgust. I realized I had created a monster.Let me explain. I had encouraged Sue to go back to school. The kids were ... more...

Real Estate Investors Kick Away $1,000
Those new to real estate investing often fail to take action because they don't have much cash. The truth is that the very best investors got their start when they had little or no money.When you start at the bottom you have to work harder and smarter. You have to make every penny count... and ... more...

Benefits of a Business Loan
There are many benefits in choosing a business loan, some of which are listed below:What's the fastest way of raising money for your business idea? A business loan, but what kind of loan should you get and who should you get your loan from. You could ask family and friends for a loan but they might ... more...

Searching the Hawaii Property Listings
Maui is an island so full of life and vivacity (perhaps because of the fact that it was formed millions of years ago by the eruption of two volcanoes) as well as being mixed with the enticing calm that you can only experience when you are near the sea. Sounds enticing? All of these dreams can ... more...