Elliot Spitzer Sued By Feds
It appears the Feds are suing Elliot Spitzer over his lawsuits in the Mortgage Industry. The New York State Attorney General, Elliot Spitzer is getting sued by the Office of the Comptroller of the Currency (OCC). The NY AGs abuses of power has been noticed by the Federal Government as the lawsuit ... more...

Credit Repair: Improve Your Credit Rating
In todays world of financial credit it is of the utmost importance that you have a sound credit rating, or score, as this is the benchmark that all financial institutions use to determine whether they will advance you credit.Now this form of credit may be for any number of purposes such as an ... more...

Whats Your Credit Score?
If you dont know what your credit score is, it is high time that you learn! This lone number is the biggest determination for lenders to decide whether you are or are not credit worthy. Not only do credit card companies use your credit score to determine whether they should issue you a card or ... more...

Coping with Mergers: Executive Coaching: Case Study
Merger and Acquisitions... Management Culture ClashManagement styles in conflict through a merger or acquisition can dramatically affect the "bottom line."Case Study: From $1.5 Million/month to $11 Million/month in 5 monthsA large financial company added a successful new mortgage company to expand ... more...

Exotic Car Rentals
There are probably very few drivers who havent at one point or another dreamt of parading around the city with the top down and designer sunglasses on, casually ignoring the onlookers who regard you with open lust as you cruise along in your extremely expensive, top of the line car. Unfortunately, ... more...

Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the ... more...

A No-Brainer Way Of Getting Credit And Credit Cards
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit rating was, because the credit bureaus who ... more...

Keeping Private Information Private
Identity theft, a vicious crime based on impersonating someone else, is becoming more and more prevalent. Recently, there has been a run of news items on this topic in the national media almost daily. One of the most disturbing aspects is that often these crimes are inside jobs occurring at banks, ... more...

Term Life Insurance
Term Life Insurance is one of the purest forms of life insurance in the sense that it provides a level death benefit in exchange for a premium.Death benefits for term life insurance are traditionally level, neither increasing nor decreasing over the term of the policy. This is in contrast to ... more...

Debt Consolidation Loan
Debt Consolidation of Different LoansDebt consolidation refers to the restructuring of a large number of unsecured debts into one low monthly payment, while eliminating interest and reducing the total amount owed to creditors. Debt consolidation has become popular with people as they cope with ... more...

Credit Repair - Understanding The Basics
What is Credit?Credit means that you are using someone else's money to pay for things. It also means that you are making a promise to repay the money to the person or company that loaned you the money.Whenever a person applies for a loan, mortgage, a credit card or for any other purpose for which ... more...