Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade, and Polo Ralph Lauren - sustained breaches to their customers accounts. Unfortunately, these three are not alone when it comes to security breaches. ... more...

How Your Credit Rating Affects You, and How to Check It
You might not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax and Trans Union. They will ... more...

Going Debt Consolidation Way!
We are aware of the fact that it is easy to get into debts, but on the contrary overcoming it is very complicated. Now give an end to your fear of lenders as more and more companies in the UK are offering solutions to tackle debts of individuals- both home owners and tenants. The buzzword these ... more...

Identity Theft - What Does It Really Mean?
In today's society there are many things that can rock your world and not all of them are good. It is unfortunate that we need to protect ourselves from situations that are beyond our control but that is what is happening. It only takes one small problem and your life can be turned upside down. ... more...

Equity Raising Strategies, Myths, and Cold, Hard Facts
Start-ups and early stage companies are generally not attractive to institutional investors. Even in today's favorable climate, start-ups are basically just too risky for these sources of capital. The primary exception is where it is a proven entrepreneur starting another venture.For start-ups, the ... more...

Investing In Son's Business Could Cause A Real Family Feud
Q: My youngest son wants to borrow $5,000 to start his own business. My wife is afraid to tell him no. She thinks we should just give him the money and not expect anything in return. I disagree. He doesn't have a very good track record with money, so I'm a little worried that my investment will be ... more...

Under Construction During the Storm A Hurricane Guide for Businesses that are Under Construction
As a business owner, youve likely created a hurricane plan for your business and your family, but did you overlook your construction project? Dont worry, youre not alone. Most people dont even think about preparing their construction site because its not written into their "construction timeline." ... more...

A Possible Bargain: Foreclosed Properties
In the superheated San Francisco Bay Area property market, foreclosed properties are available at as much as 40% below market value, writes Srini Saripalli.The last few months of a calendar year are considered sluggish for transacting real estate, but Silicon Valley seems to be an exception to ... more...

Adverse Credit Mortgages - Home Loans For People With Poor Credit
Mortgage lenders offer many financing options for people with adverse credit. For those who dont qualify for an A loan, you can use a B, C, or D loan to finance the purchase of your home.These home loans offer short-term financing until your credit score improves and you can qualify for an A loan ... more...

How Your Credit Rating Influences You and How to Check It
You might not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax, and Trans Union. They will ... more...

Financial Strategies for Transitioning from Salaried to Solo
7 Financial Strategies for Transitioning from Salaried to SoloA 40s something woman was talking to me the other day about her growing sense of frustration with working for someone else and her longing to do my own thing, drive my own wagon. But, she said with consternation, I have family counting ... more...