The Financial Equation that Will Set You Free!
I have a good friend who works in an area of the US that has more than its share of poverty. He called me the other day with a very broken heart. He was feeling badly for the people around him who simply do not allow themselves to get set free financially. I could feel the pain he was ... more...

40 Year Mortgages - Are They Right For You?
A 40 year mortgage, with either fixed or adjustable rates, is starting to receive more attention in the mortgage business. With interest rates rising and real estate prices booming in 2005, lenders are starting to offer the 40 year mortgage as a viable option for buying your dream home.Although ... more...

Financial Woe Is Me
Ideally, what comes in does not necessary all go out to creditors. Unfortunately, most of us know, that is one of our better dreams. Sometimes we find all our dreams shattered completely. Would you be prepared?Once upon a time, I was living the ideal life. I had an excellent paying job. Who had ... more...

Investing the Profits from Your Home Based Business
Having made the bold and glorious decision to sack the boss and go it alone you are one of the few who have what it takes to succeed. You have an entrepreneurial spirit and a strong will and these are rare and valuable attributes that will guide you throughout your professional and personal life ... more...

Property for Sale in Bulgaria - Emerging Property Markets 1
The latest investment property headline is this: Popular and well trodden markets such as France and Spain are out, Bansko is in.Where?Bansko, Bulgaria. Fast becoming one of Europe's hottest ski resorts and showing no signs of slowing down for beginners, Bansko is where the smart money is being ... more...

Home Equity Loans - Are They Right For You?
The bills are out of control and you need a new car. Maybe we can get a new carpet and paint the house, you say to yourself. These are just a few reasons why home equity loans can seem like the solution to all your problems and are so popular.Home equity loans can be a fantastic way to start your ... more...

Pre Construction Investment Real Estate - Pros and Cons
Many people have been asking me Mark, why would I buy a brand new pre construction investment condo when I can buy an older one and fix it up and sell it? This is a good question. Some people do very well buying old fixer uppers and throwing in some new carpet and new paint and making a few bucks ... more...

Protect Yourself From Holiday ID Theft
You know its time to start worrying about holiday shopping when the trees and giant Santas come out in all of the stores. One store I shop at is already playing holiday music!The stores are gearing up for the holiday shopping season already. And so are identity thieves. Its the happiest time of the ... more...

Are You Having Difficulty Meeting Your Financial Obligations?
Many individuals are experiencing difficulties meeting their financial obligations from month to month and the monthly payments are overwhelming and creating unnecessary stress and frustration. However, it is imperative that you find a way to meet your monthly obligations in order to maintain a ... more...

Money Does Talk!
When buying something, you can buy in one of two markets. The first is buying on terms in the retail market and the second is buying in the wholesale cash market. This can be illustrated by referring to the biggest purchase we all make in our lifetime - Real Estate.In recent years, when you are ... more...

Real Estate Prices in the Bay Area
The rule of thumb for many potential Bay Area home owners is, try not to think about it too much. When looking at the average home price in the Bay Area, $560,000, and then looking at what $560,000 affords you (a 2 bedroom home in Stockton or a studio apartment in the Mission District of San ... more...

Tips For Getting A Low Downpayment
There's also a lot of personal satisfaction in living in a home that you own. Real estate is still considered a valued investment which can have many financial advantages and tax benefits. The amount of interest you pay on a home loan and the real estate taxes you pay on your home are among the few ... more...

Property Auctions - Tips For Getting A Good Deal
Property auctions used to be rather specialised events, but now they have become quite mainstream in the UK. They seem to feature on TV all the time.All sorts of different types of properties are sold at auction these days. I've seen everything from the pristine and prestige, through the middle ... more...

Top 8 Life Insurance Mistakes to Avoid
Mistake #1Dont forget to update the beneficiaries on your life insurance policies regularly. Update it every few years or when theres a major life event such as marriage, divorce, new babies, death of beneficiary, etc. I hear sad stories all the time from people whos husband, father, or wife ... more...