Home Mortgages: Think Before You Borrow
In today's overheated housing market, lenders are making it easier and easier to get a mortgage. For example, some lenders have lowered the credit score needed to qualify for a mortgage. Others have increased the debt load that borrowers can carry or have made it easier for borrowers to get loans ... more...

Bankruptcy and Buying a Home Can You Still Get Approved?
Can you still get approved for a mortgage loan after a bankruptcy? The answer is yes. While a bankruptcy is a negative reflection of your credit worthiness, the key to re-establishing or improving credit history is obtaining new lines of credit after a bankruptcy. Thus, several lenders are willing ... more...

Buying a Home With Bad Credit - Tips on Finding the Right Broker or Lender
You can buy a home with a bad credit record; you just need to find the right mortgage financing package. Before you sign up with the first company that offers you a loan, remember to research offers to be assured you are getting a fair deal.Know Your Credit RatingYour credit score is one of the ... more...

Buying a Home With Bad Credit - Why a Recent Bankruptcy Will Not Stop You From Getting Approved
Buying a home with bad credit is possible with the help of a subprime lender even if you have a recent bankruptcy or foreclosure. These mortgage lenders specialize in financing home loans for people with poor credit.Effect Of Bankruptcies And Foreclosures On CreditA bankruptcy or foreclosure is not ... more...

How to Get the Best Home Equity Loan For Your Credit and Qualifications
Home equity loans are great for home improvements, paying off credit card debts, and paying for a child's education. Many homeowners choose to take out a home equity loan because the process is quicker and cheaper than refinancing their home. For the most part, money is received within five days ... more...

Mortgages - Don't Get Pounded By Prepayment Penalties
Many people make a major mistake when applying for a mortgage. They are so relieved to get the loan that they fail to pay attention to prepayment penalties in the loan documents.Prepayment PenaltiesWith the refinance craze of the last few years, many borrowers have been surprised to find they are ... more...

Buy A Home After A Disaster With Government Help
Buying a home after a disaster seems like an overwhelming task, but the government provides some help through a FHA program, 203(h). By providing mortgage insurance to disaster victims, borrowers can finance the purchase of a home or rebuilding costs.203(h) DetailsAfter an area has been declared a ... more...

Buying a Home With Poor Credit Is Easier Than Ever
Buying a home with poor credit is easier than ever with online mortgage brokers. You can easily find sub prime lenders, compare rates and terms, and complete the process on your schedule, not the banks.Online Sub Prime LendersSub prime lenders have moved online to offer their services nationwide. ... more...

Poor Credit Home Equity Loan Tips
A home equity loan can help repair your poor credit history. Begin by finding a competitive financing lender with affordable rates and terms. Next, work toward establishing a solid credit history, enabling you to lower your interest rates on future loans.Plan For The FutureA home equity loan can be ... more...

Refinance Your House
If you have seen all the advertisements regarding refinancing your house you may be wondering if refinancing can actually save you money. The answer is yes! Interest rates are at the lowest levels in decades and there has never been a better time to refinance your home. Before choosing a lender to ... more...