Getting Out of the Zone!
Weve probably all heard the famous movie quip, why dont you wait here while I slip into something a little more comfortable. Its a comment to make most of our ears (particularly male ones!) stand up on end with the anticipation that the film has actually taken a turn for the better. In real life ... more...

Tips On How To Arrange Cheaper Home Contents And Buildings Insurance
If you are looking for tips on how to reduce the yearly premiums you pay on your home contents and/or home buildings insurance policies, the following are some sure-fire ways to do it:Increase the insurance excess amountWhile still maintaining a sensible threshold, why not increase the excess ... more...

Grants, Loans, "Free" Credit Cards And Credit Repair: The Whole Truth And Nothing But The Truth
You got creditors calling you everyday. You could lose the car or house. Your teetering on the edge financial ruin - then you see an ad that may safe your butt! Typical headlines say something like "Millionaire reveals Hidden Cash Sources, or help for people in debt up to their eyeballs!"HOW ... more...

Home Equity Loans Categories
Fixed Rate Mortgages: These loans have a fixed rate of interest over the entire term for which the loan has been disbursed. The term for these mortgages is typically between 10 to 30 years. The monthly interest payment on these loans is fixed and hence there exists a certainty about the repayment ... more...

Budgeting Before Buying
With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before buying a new home.I happen to live in a state with one of the highest foreclosure rates in the country ... more...

Construction Loans - Good as an Interim Measure of Financing Construction Activity
Construction of your house is going on at a normal pace when the depleting finances threaten to disrupt the process. The derailment in the construction activity will significantly increase the cost of construction. If arranging finance within such a short notice is turning out to be a difficult ... more...

Debt Elimination: Legal! Lawful! Ethical! Debt Elimination Really Works
You are trying hard to eliminate your loans but keep falling back on your old ways. This constantly leads you back to square one situation and debts seem like they are ever increasing. This is the time to go for debt elimination. The good news is that you are not alone, if you are thinking about ... more...

Marketing's Nuclear Weapon
Three seconds. That's what you have to convey your message. Creativity is the strategic weapon that allows us to capture those few precious moments of attention from busy consumers in our increasingly competitive, time-crunched environment.Focus groups tell us that time is a precious, yet dwindling ... more...

Tips for Getting Home Loans from the Right Lenders
Getting home loans is possibly the biggest step in an adults life. Its up there with having kids, landing that big job, starting your own business. Actually, the whole point of those big three landmarks is so you can be able to afford your piece of the American Dream.But you dont want that dream to ... more...

Don't Fight the Market
I was watching a film the other day and one of the comments that really hit home was 'Don't fight the market'.Some of you may know the film 'Rogue Trader', which was based on the story of a futures trader in Singapore. The main character, Nick Leeson, was trying to manipulate the market, to his own ... more...

Subprime Mortgages And A Past Bankruptcy
Even with a Chapter 7 bankruptcy in your credit report you can still qualify for a sub-prime mortgage. Once approved, you can then use your mortgage to improve your credit history, qualifying you for lower interest rates in the future.The Effects of a BankruptcyA bankruptcy will affect your credit ... more...