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Are Mortgage Assumptions a Good Deal?
November 17, 2003, Revised December 20, 2005 ?I have been offered a deal where I take over the home seller?s mortgage. What are the pros and cons of doing this??  Benefit of Mortgage Assumptions to Buyers When a homebuyer assumes responsibility for a home seller?s ... more...

Avoiding Mortgage Predators
August 20, 2001 ?I read a lot about predatory lending.  How do I avoid becoming a victim??    To educate myself on what makes a victim, I recently studied 51 case histories of households ... more...

mortgage best debt consolidation home buyer loan related definitions

Second Mortgage, Home Equity Loan
Second Mortgage, Home Equity Loan A secured loan (mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. Generally, second mortgage hass a higher interest rate and with shorter terms than a ... more...

Home Equity Loan
Home Equity Loan A home equity loan is borrowing against the equity you have acquired in your home. Lets suppose your original mortgage was $175,000.00, but your house is worth $225,000.00. The difference is $50,000.00. ... more...

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Debt Management Plans Suggesting Ways to Survive the Quagmire of Debts
Before delving on what a debt management plan can do for you as an individual or as a business, it will be good to decide its scope. It is a misconception among many people that debt management plans can only be used for eliminating the existing mound of debts. Nevertheless, debt management plans ... more...

First Time Home Buyer Loans Made Easy
When it comes to firsttime home buyer loans, a little research can save you thousands of dollars over the life of your mortgage.A wise consumer selects a mortgage lender prior to shopping for a home. You see, firsttime home buyer loans can end up costing you a lot more than you bargained for if you ... more...

What is a Bad Credit Personal Loan?
A UK Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. A bad credit rating can make your life a misery.However created, your past record of CCJs (County Court Judgements), mortgage or other loan arrears can live on to deny you access to finance that other ... more...

Designer Handbags Reach Record High Average $2,000 Fall 2005
Shopping in Beverly Hills last week I strolled Wilshire Boulevard popping in and out of fancy stores sizing up all the new designer handbags. There are a number of new looks for Fall 2005, and prices have a new look, too. Did you know designer handbags have become the staple in most wardrobes? ... more...

Why You Need a Realtor
As you consider selling your home, you might be thinking Why do I need a Realtor, what value does a Sellers Agent bring to the table? There are five areas where I, as a licensed Realtor can help you in your homes sale -SETTING THE PRICEPricing your home is a careful balance. Set the price too low ... more...

Fantasy Football Information: Dont Expect Moss to Have T.O. Type Year with Raiders
Here is some fantasy football information that the fantasy football books and magazines will likely disagree with. If youre a quality fantasy football competitor, though, you know you have to rely on many sources to get your fantasy football information. Bank on this: Randy Moss will not ... more...

Get your Dream Car Get a Car Loan
Youve probably spent years thinking that your dream car is out of your reach. But have you though about a car loan? That car youve always wanted could be just within your grasp!America is a nation of car owners. With over 133 million cars on the road, that means that there are 1.24 cars to every ... more...

The Home Buyers' Guide To Understanding Mortgages In Amsterdam New York
Mortgages are not one-size-fits-all propositions. You truly need to do your homework before signing a major contract. If you bite off more than you can chew, you may lose your good credit status, as well as your home. One of the first steps you can take is to audit your finances. Know what you can ... more...

Arizona Real Estate: Looking For Paradise Try Arizona's Valley
Always Entertaining Always Fun Great Place to LiveArizona has become a Mecca for anyone looking for opportunity whether its a chance to find a great job, a nice home, enjoy beautiful weather, or an opportunity to partake in the amazing scenery, theres something for everyone. Arizona has seen a ... more...

High Profit Real Estate Investing--Make a Good Deal Every Time!
Knowing what a Good Deal is Is the Key to Success in Real Estate.Dear Investor,Take this little survey: The most important key to Real Estate Success is:1. Finding Motivated Sellers2. Funding Your Deals3. Negotiating4. Knowing a Good Deal when you see one.Yes all of them are important. And if you ... more...

Understanding How Your Credit History May Affect Your Car Insurance Coverage
Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history. I hope that we will be able to let you know why ... more...

Home Equity Loans - 5 Useful Application Tips
Obtaining a home equity loan does not have to be a major ordeal. Unlike your first mortgage, you are already in the home, and usually time is not such a major factor. You can close the loan at your own leisure, and take your time researching the different options available to you. Below you will ... more...

Creativity And You
95 percent of what we know about the brain, we have learned in the last 20 years. So, your beliefs about creativity were probably shaped by faulty information.For instance, many believe that only special, talented people are creative and you have to be born that way.Wrong.The notion that geniuses ... more...

D.A.N.C.E. With Me
Recently, a client asked what he could do to help my business, but I wasnt ready with the answer. A lot of us probably miss these opportunities because we dont think through what we need and how to respond when someone offers to help promote us.Lets take a look at the D.A.N.C.E., a few simple ways ... more...

Donald Trump On Branding - Brand Identity Guru
Love him or hate him, one thing is certain: Donald Trump is a successful guy. We don't have to sum up his accomplishments for you, because his name speaks for itself. Everything he does has his name behind it and, when you hear Trump, you know it's going to be over the top in quality and style.How ... more...


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