The Best Way to Buy a New Home While Selling Your Existing Home
Buying a home and selling a home at the same time can be one of the most difficult and nerve wracking of all real estate transactions. Many people wonder how to juggle the selling of one home with the purchase of another. They may be worried that their home will not sell by the time the money is ... more...

Basic Home Loan Terms Explained
The wonderful world of home buying can sometimes overwhelm the first time homebuyer. They are inundated with information riddled with terms of art. ARMS, points, interest rates, good faith estimates, pay-downs, lock-in dates, so on and so forth. Though some or all of these terms may seem ... more...

The Ten Biggest Processor Mistakes
A loan processor has a critical role in the home loan process. Consequently, it is often the processor who makes or breaks the deal. This burden of trying to be all things to all people, can sometimes result in mistakes. A dynamic processor should have a set of guiding principles to help keep the ... more...

Do You Qualify for a Loan?
Like most people, you will probably wait until submitting a purchase contract on a home before applying for a mortgage. By then, not only will you know the specific property you want, but also how much you need to borrow. At that point, the lender will require that you fill out a loan application ... more...

The Bubble Effect
Turn on the TV at almost any time day or night and you will find news and talk shows informing us that there is a Real Estate bubble. What is a bubble and how do they know? The simple principle of what goes up must come down is being applied in general thought now and many in the public are ... more...

Commercial Loans Cost Effective Way of Funding Business Needs
When your little idea, your dream starts taking a real shape you know it is time you garnered your finances to make it grow. At times your effort fall short and there you are filing for loans. Commercial loans can help business interests with uninterrupted capital supply.Commercial loans can be ... more...

Five Smart Ways to Eliminate Signing and Funding Delays
Engineering a successful loan closing and funding may be the final opportunity to solidify a long-term relationship with a client. Clients are often forgiving to mishaps if the orignal financing goal has still been met. However, if closing blunders and funding delays arise you are most certain to ... more...

Understanding How to Get Easy Home Loans for the Self Employed
There are three specific criteria that make any loan work. They are:1. Collateral - What you have of value (assets) to place at risk if you should default on the loan.2. Capacity - Your ability to pay back the loan over time. This includes income reporting such as IRS Form W-2 or 1099. Capacity ... more...

Free And Easy Home Loan Tips!
Have you often wondered if you will ever own your own home, have your very own credit card with your name on it or how you will be able to purchase that special car youve had your eyes on for quite some time? Well, if you have ever asked yourself these questions before, this info will give you some ... more...

Bad Credit Home Loans - Pre-Approval is Still Possible With Adverse Credit History
If you are among the millions with less than perfect credit, there are many sources available to you in obtaining a mortgage. Lenders that specialize in mortgages for those with bad credit are competing for your business. The lender will analyze your credit report, credit score, debt-to-income ... more...

VA Home Loan Information - Buying A House With A VA Loan
Buying a home with a VA guaranteed loan grants veterans and service persons better terms than that of a conventional mortgage loan. VA loans are handled through private mortgage lenders, so there is limited bureaucratic red tape.Understanding VA LoansVA mortgage loans are guaranteed by the ... more...

Home Loans For First Time Buyers With Bad Credit
First time home buyers with bad credit have a lot of options when it comes to financing their purchase. You dont need to worry about getting approved, since almost all applications are accepted today. Instead, you should focus on getting the best rates and fees on your home loan.Get Your Credit In ... more...

Buying a Home After a Foreclosure
Buying a home after a foreclosure is not an impossible task. With some careful planning and some savvy shopping, you can secure a mortgage loan even with a foreclosure in your credit history.Wait At Least Two YearsMortgage lenders focus on the last three years of your credit history when they ... more...