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How Do I Get a Reverse Mortgage?
July 21, 2003 ?I am running short of money and friends tell me that I should take a reverse mortgage, but the thought of a complicated transaction involving my house just terrifies me. It would help a lot if you would lay out the steps in 1, 2 3 form??  With a reverse ... more...

Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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The U.S. Postal Service Delivers Frustration
There it was - an envelope from my insurance company. It seemed like I had just paid my semi-annual automobile insurance bill last month. I opened it up only to find a letter demanding immediate payment of my insurance bill that was due at the end of last month or my insurance would be cancelled! ... more...

Lions and Loans: Why Finance Should Always be Personal
Different types of loans are available for almost every aspect of your life: personal loans, car loans, secured and unsecured loans, home loans, homeowner loans, student loans, graduate loans and career development loans (CDL). If youve suffered from credit problems in the past and now hold ... more...

Be Careful When Choosing A Credit Counselor
When you find yourself in a bad credit situation it is easy to find hope in credit counseling agencies. You feel safe when someone says that they are a non-profit organization. But often, those that are offering help are only helping themselves.Federal and state regulators are warning consumers ... more...

House Sitters Love Their Life
There does not seem to be a lack of home owners who seek out the services of a house sitter. Our modern age has drastically changed the lifestyle of many. With business travel, military assignments and even some families owning more than one home, house sitters never have to fear being without a ... more...

Budget Planning - It's Elementary My Dear Watson
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Dont be afraid...Somehow youve ended up lost ... more...

How To Save Up To 50% On Your Next Vacation
Did you know you can go on a 7-day cruise for half the price?Or visit Europe for 15 days for only $2,000 per person including airfare, hotels, car rental and meals?If you follow these steps, you can save more up to 50% in travel expenses.1. Travel during low season.Choosing to go on vacation ... more...

If You Want To Get More Customers, Here's 10 Powerful Stories To Improve Your Ads
Remember, as a child lying in bed and listening to stories. Remember how engaged you were. Remember how you never got bored of them and always wanted to learn more.Well, there's a good reason why... and here's how what you learnt as a young child could help you attract, and keep more customers.. ... more...

Build Better Link Popularity with Syndicated Articles
There are many schools of thought on how to build strong backlinks to a Web site. Some webmasters build reciprocal links, while others register their site in many directories. Still others do both of those, and rent links as well. But one method used by a growing number of webmasters is that of ... more...

Commercially Viable Commercial Mortgages
Commercial mortgages are similar to residential mortgages. Usually taken by businesses, commercial mortgages are secured against business property.Businesses have to make an important decision regarding the premises where the operations are to be carried. It is a buy or rent decision. By acquiring ... more...

Halifax Loans If You Haven't Stumbled on Best Loans Yet
The origin of Halifax loans can be traced back to 1852 when a group met in Old Fax Inn in Halifax to discuss the founding of an investment society. Halifax, now, is a name associated with the competitive rates on personal loans, mortgage, credit card, home insurance. Halifax is a part of Halifax ... more...

Why an Alternative to Debt Consolidation Cannot Compete
Watching your financial condition worsen, there will be many to offer you a word of advice along with their sympathy. The courses of action suggested will number as much as the number of sympathisers. This confuses the individual rather than offering recourse. In the following article, assertive ... more...


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