Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Their report includes where you live, your bill-paying habits, and bankruptcy and arrest information. The information ... more...

What Are Home Equity Loans?
A home equity loan is simply borrowing on the difference of the value of your home and the outstanding mortgage on the house. Lets say, you have bought a home worth $50,000 some time back, after making a down payment of $5,000. The value of your home has now appreciated to $60,000. The difference ... more...

Home Equity Loans Popular Scams
Most borrowers fail to realize that when trading their much beloved home for cash, lenders can foreclose on their property in the case of default. Moreover, because of fly-by-night operators who are ready to strip unsuspecting borrowers of their most prized asset, it is doubly necessary that ... more...

Equity Line of Home Credit
Most Americans tend to live on a paycheck-to-paycheck basis, and the most common household has about $10,000 in credit card debt. Adding to that is the fact that Americans are saving money at the lowest rate in history. We spend what we earn, when we earn it, and theres little or nothing available ... more...

Guide to Homeowner Loans
Here is a useful guide to Homeowner Loans. A Homeowner Loan is a loan secured against your home. Homeowner loans can help you unlock capital tied up in your home. They offer solutions that many other loans do not offer, like long repayment terms. Homeowner loans are secured against your home which ... more...

Lesser Known Facts About Home Equity Loans
Refinancing your debt via a home equity loan shifts your debts loan to your home. The flip side to such a move is that your home is on the line. However, tax deductions on interest repayments make it an attractive proposition. Moreover, in such a case of loan consolidation, it makes financial sense ... more...

How to Get a Business Loan in Five Steps
Need funds to startup or expand your business? Follow these steps:A lender looks at a loan request in three sections known as the "three C's". They are:Credit. Did you pay previous lenders back as contracted?Capacity: Can you afford to pay back this loan?Collateral: If you don't pay back the loan ... more...

Bankruptcy: What's the Difference Between Chapter 7 and Chapter 13?
When consumers contemplate the option of bankruptcy generally, the remedy they are specifically referring to is chapter 7 bankruptcy. The effect of the filing is to discharge someone saddled with debt from having to pay debts no longer secured with a valid lien. It also has the added benefit of ... more...

Finding the Best Secured Loan for Your Money
If you're looking for a secured loan, there are several options available to you. Most banks and finance companies will issue a secured loan to people with good or bad credit since the loan is secured, there is a much lower chance of them losing their money if the borrower is unable to repay the ... more...

What are Credit Cards?
In layman's terms, credit card is a small piece of plastic that easily fits in your wallet and acts as a substitute for cash. However, that's really a layman's definition. A credit card is actually an agreement of credit between you (the person who uses the credit card) and the financial ... more...

Personal Loans For Homeowners One Of The Numerous Rewards For Being A Homeowner
You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. Now that you are facing some financial issues and you are thinking of taking a loan to cope with monetary crisis. Taking loans is a growing phenomenon. And this has ... more...