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Who Should Take an FHA Mortgage?
April 24, 2000, Revised October 31, 2002, March 14, 2003, September 7, 2004 "We recently purchased a home with 20% down, with mortgage insurance provided by the Federal Housing Administration (FHA). When we closed on it, we were ... more...

When Good Credit Marries Bad Credit
November 2, 1998, Revised November 22, 2004 "My fiancee and I are first time buyers and would like to purchase a single family home in New Jersey. He has an outstanding credit report and I have a bad one (collections, ... more...

loan application loans bad credit auto related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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A School Loan Consolidation Primer
"Hey Dad!", my son screamed from our front door, "I did it, I was accepted to Boston University.". My momentary exhilaration was overshadowed by the financial realities of college, especially private college. A quick calculation of my costs for 4 years of tuition, and expenses came to roughly $250 ... more...

Getting a Debt Consolidation Loan with Bad Credit
If you've ever tried to get a debt consolidation loan with bad credit, then you know that it isn't always easy. It may seem odd that you can have such trouble being approved for a loan designed to help people who are in debt, but many lenders can be hesitant to give money to a person who has a ... more...

Finding the UK Loan that You Need
Because it can sometimes be difficult to find a UK loan with a low interest rate and acceptable loan terms, many people get frustrated with the entire borrowing and lending process.Some individuals feel as though they cannot get a good UK loan because they've been turned down for a loan, and they ... more...

A Look at Getting a Bad Credit Personal Loan
Trying to get a bad credit personal loan can be frustrating. It may be that you don't know where to turn to find the loan that you're looking for, or that you don't know the correct procedure for getting a bad credit personal loan. Perhaps every application that you make is turned down before you ... more...

How to Find a Low Rate Loan UK
If you're looking for a low rate loan UK and don't know where to look, you might not realize the variety of lender options available to you. Traditional banks, lending and finance companies, and even online lenders can all be viable sources for a low rate loan UK it's all a matter of knowing where ... more...

What is a Secured Personal Loan?
A secured personal loan is the generic term for a loan. Essentially, a secured personal loan is one that is secured against your property.It is a low interest loan designed exclusively for homeowners. What this means is that, by taking out a secured loan, you are using your house to guarantee the ... more...

Where To Find an Easy Car Loan?
An easy car loan can be found on the internet. Online car financing is actually the most simple, easiest and less time consuming way to get financing for your vehicle purchase and in addition, you are able to do a thorough comparison between the best offers on the market. According to reliable ... more...

How to Find a Quick Loan
If you're looking for a quick loan and don't know where you should start, you're in luck. There are several different types of lenders available today from which you might be able to get a quick loan ranging from traditional banks to finance companies, and even online lenders.Getting a quick loan ... more...

Auto Loan Options for People with Bad Credit
Internet surfers with bad credit looking for an auto loan are bombarded with advertisements most days. Many of these ads are truthful in their bad credit auto loan options. However, there are many things to avoid, and this article will describe some of those.Directly financed auto loans for people ... more...

The Advantages of an Online Payday Loan
Many times people associate payday loans with lower income individuals. It might surprise them to know, however, that people of all income levels, genders, professions, and ethnicities frequently use the convenience of a payday loan. There are other advantages of obtaining a payday loan online as ... more...

An Overview of a Personal Loan UK
If you find yourself in need of additional money to cover expenses, make purchases, consolidate debts, or for other purposes, you might be in the market for a personal loan UK .Of course, you might not know exactly what a personal loan UK is if this is the case, don't worry. A personal loan UK is ... more...

How to Find a Quick Loan Online
If you're looking for a quick loan online, you might not know where to start. With all of the options that are available on the internet today, finding a good quick loan online might seem like more trouble than it's worth.It is possible to find a quick loan online without a lot of additional hassle ... more...

How to Find a Quick Online Loan
If you're looking for a quick online loan, you might think that your search is hopeless. Luckily for you, you'd be incorrect it's not only possible to find a quick online loan, it's actually a relatively simple process.The main problem that most people would have with finding a quick online loan is ... more...

Getting a Fast Loan Online
In this world where it seems like everything needs to be done right now, being able to get a fast loan online is a definite convenience. Unfortunately, many individuals don't know exactly how to go about getting a fast loan online or whether or not getting a fast loan online is safe.They may wonder ... more...


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