Debit Cards: The Good and the Bad
Even if you write the check while waiting in line, it will take you forever to pay by check in most stores. They have to see your drivers license, write down all of your info, circle your address and then run it through the system. It isnt the stores fault. The need for all of the double-checking ... more...

The Difficulties, Challenges and Problems Of Teleworking, Telecommuting and Working at Home
Working at home, from home, in your pajamas, in the nude, at the beach, working from bed or the easy chair - these are all the images and joys of home working that Kate and I enjoy and many others too. Kate and I sell Real Estate; that is perhaps the most popular telecommuting, work at home; pick ... more...

Demystify the Allegorical Misinterpretation of Bad Credit Personal Loans
Every time you go for a loan, the bad credit trademark hits you where it should your odds at finding a loan. For bad credit personal loan, it is necessary to discover your standing as a loan claimant. Loan borrowing is promoted as a much elementary process. And so is loan borrowing for bad credit. ... more...

Home Buyer's Hidden Costs
Home buyer's who purchase a home without a real estate agent (or sometimes purchase through an inexperienced agent) can find out too late they don't have enough money to close and move.Top 10 Costs Home Buyers Miss:1.) Property Taxes and AssessmentsHome buyers often need to set up an escrow account ... more...

14 Common Credit Mistakes
Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.If you plan to finance real estate, either as a home buyer ... more...

The Lottery Jackpot: Why You Haven't Won Yet - And What You Can Do About It
Did you miss the lottery jackpot because the planets were in the wrong alignment... er, no! Could it be that you did something bad and this is your punishment... er, no! I know, maybe you won a little bit last week so it really isn't your turn again just yet... no, No, NO!The reason you didn't win ... more...

Commercially Viable Commercial Mortgages
Commercial mortgages are similar to residential mortgages. Usually taken by businesses, commercial mortgages are secured against business property.Businesses have to make an important decision regarding the premises where the operations are to be carried. It is a buy or rent decision. By acquiring ... more...

Your Home Equity Can Work for You
"Use your home's equity to pay off your debt. It's easy and simple, no closing costs!" Every time I turn on the television, commercials bombard me telling me to take out a home equity line of credit. People are using their dream homes to pay for even bigger dreams, like a "debt free" lifestyle and ... more...

Shorting Stocks The Basics, Part I of II
What does it mean to short a stock?This means that you borrow the stock from your broker to sell to a third party. The idea is to buy back the stock at a lower price, returning the shares to your broker while leaving the remaining cash in your account as a profit. Put another way, a short seller ... more...

Should You Buy Old or New?
You are looking to buy a home. You dont know whether a new home or an older home is good for you. Which is best for you?Whether a brand new home or one that has been broken in is best for you depends on your preferences. A homebuilder will tell you that you need a new home. Real estate agents will ... more...

A Guide to Banking Services
Many of the important choices that you make in life concern financial matters from choosing investments to shopping for groceries, money is an important part of everything that you do. When it comes time to make a decision concerning how you want to handle your money, it's generally best to know ... more...

Life in Las Vegas
"I'll go and get some munchies for us, Bob. Don't give that beautiful black-haired lady my seat. Eh?""You wish!" Sean went to get some food while Bob ordered some white wine for them both."You're becoming a regular aren't you?" The sprightly barmaid commented as she brought him their drinks and ... more...

How Does Credit History Affect Car Insurance Rates?
Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates. I hope ... more...

Understanding How Your Credit History May Affect Your Car Insurance Coverage
Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history. I hope that we will be able to let you know why ... more...

The Pro's and Con's of Debt Consolidation Loans
You are swimming in debt. You have 4 credit cards maxed out, a car loan, a consumer loan, and a house payment. Simply making the minimum payments is causing your distress and certainly not getting you out of debt. What should you do?Some people feel that debt consolidation loans are the best option ... more...