How to Get a Secured Bad Credit Loan
If you need money now, but have been repeatedly turned down for unsecured personal loans, you may still be able to get the cash you need with a secured bad credit loan. A secured loan is one in which you offer something as 'collateral' to guarantee your repayment of the loan. If you don't repay the ... more...

9 Things You Must Do To Maximize Your Chances Of Obtaining A Small Business Loan
To get approval for your small business loan application, you must be able to meet the lending criteria set down. Some organisations are more risk averse than others, and will therefore have more stringent criteria. To vastly increase your chances of a successful funding application, you will need ... more...

The Payday Company Things To Look For To Avoid a Shady Payday Loan Lender
Payday loans arent just found at your local pawnshop; large financial companies are also in the business. Banks, credit unions, and financing companies offer services in this subprime lending market. There are also companies that conduct scams. Often these are operated overseas.Whos Offering Payday ... more...

Low Interest Payday Loan - How To Figure Out The APR Of A Payday Loan
The annual percentage rate (APR) of a payday loan is a helpful tool to compare rates of lenders. According to the Truth in Lending Act, passed by Congress, payday companies are to provide you with the APR. Some companies list this information on their site, while others only provide the fee amount ... more...

Choosing a Secured Loan
A generation or so ago most people were raised with the philosophy that if you don't have the money to pay for it, then you simply couldn't have it. But these days, the availability of secured loans makes it eminently possible to purchase those things that you would like without having to have a ... more...

Thinking About a Payday Loan?
Not everybody is fortunate enough to win the lottery. If you're like most of us, you have to work for living to put food on the table and a roof over your head. At times you find yourself with a little extra cash to splurge on something nice, but other times you find that an emergency or a ... more...

What is a Secured Loan?
We certainly don't live in a world that waits for us to save up our money before we can pay for something. It used to be that way, but not any more. Costs are have risen higher than income in many cases, making loans and credit a necessary part of life. If you find that you need a loan, a secured ... more...

Quick Cash with a Payday Loan
Hey! You need cash right away, but sometimes life gets in the way and you don't always have pocket change kicking around that's available to spend. Maybe it's all tied up for bills, or an emergency has reared its ugly head and you need some money to bridge you until your next paycheck.A payday loan ... more...

Home Equity Loan Improvements
There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was required to issue under the act.The Federal Reserve released the final version of ... more...

Get the Facts Before You Borrow: Payday Loan 101
In the current economic climate, alternative means of obtaining money to make ends meet are becoming increasingly necessary. Some alternatives include borrowing money from friends/relatives; cash advances from employers; pawning personal effects and payday loans. Also known as a check/cash ... more...