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Lies Mortgage Shoppers Hear
    December 2, 2002, Revised July 16, 2004 "I am about to shop the market for the mortgage I need to finance my home purchase.  Is there a danger that people won?t tell me the truth?  Any lies I should look out for in particular ... more...

What Is Predatory Lending?
November 8, 1999 "What is 'predatory lending'"? Predatory lendinghas been much in the news lately, and legislation has been introduced in a number of states to regulate it away. Most of this proposed legislation is ill-advised -- a knee-jerk response to horror stories. ... more...

lenders loan insurance loans refinance interest home related definitions

Negative Amortization
Negative Amortization Negative amortization, also known as Neg Amortization, NegAm, NegAmMort, occurs when borrower pays back less than the full amount of interest owed to the lender each month. The difference betweeen full interest and paid amount is added to the total amount ... more...

Second Mortgage, Home Equity Loan
Second Mortgage, Home Equity Loan A secured loan (mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. Generally, second mortgage hass a higher interest rate and with shorter terms than a ... more...

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Finding a Secured Loan to Meet Your Needs
If you're in the market for a loan, you might want to consider looking into getting a secured loan.A secured loan is one that uses some piece of physical property, known as collateral, to provide security to the lender and guarantee that the loan will be repaid.There are several different types of ... more...

Best Landlord Insurance
Are you looking for the cheapest Landlord Insurance for your investment property? Finding the best landlord insurance does not have to be difficult providing you know exactly what you are looking for. As a landlord, conscious of cashflow, it can be very tempting to opt for the cheapest policy. ... more...

Secrets & Benefits of Secured Loans
Borrowing money has become more and more popular in the UK over recent years, and this is partly due to the fact that it has become far easier to borrow money. The rising popularity of consumer finance has also been aided by the wide variety of deals and the low interest rates available these days. ... more...

Debt Consolidation Refinance Loans - A Great Way To Lower Your Bills
For millions of homeowners, refinancing is the perfect way to consolidate debts. You can consolidate your debts, eliminate outrageous interest rates and fees, and make one low monthly payment. Credit cards, medical bills, and unsecured loans can all be combined into one monthly payment when you ... more...

Low Interest Debt Consolidation Loans - Getting a Low Rate
Low interest debt consolidation loans can help you pay off your debt sooner. For the lowest rates use your home equity to secure a loan. You can also find personal loans that will reduce your interest payments. Otherwise, transfer your credit balance to a new credit card account that offers 0% ... more...

Debt consolidation More Options for Reducing Credit Card Costs
Borrowing money against your credit cards has always been among the most expensive ways to borrow money, and when you fail to pay your bill in full each month, borrowing is exactly what youre doing. Youre not alone; the average American household now carries more than $8000 in credit card debt. ... more...

California and Orange County Home Equity Loans
So you live in Orange County, California near to the Hollywood glitzy and glamorous world of the rich and famous. But you are an ordinary person looking for a simple Orange County Home Equity Loan. What can you do?There are lots of companies out there looking to offer you Orange County Home Equity ... more...

OPM - The Art of Leveraging
Equity lender, hard money lender, private investor or what ever term one uses can be a great source of funds to do real estate transactions and the question of how to find them comes up often!There are numerous ways to do this, and no two investors are exactly alike, so it's important to be ... more...

Personal Loans are Here to Fulfill Your Personal Desires
UK finance market at present is very vast offering infinite number of loan options. Borrowers take loan for different purpose. One of the loans that will help you fulfill your personal needs is the Personal Loan.A Personal Loan is a loan that is lent to an individual by financial institutions such ... more...

What Your Credit Score Means To You
Your credit score is a number contained within your credit report. The final judgment on your credit score depends on you amount of debt and your history in repaying loans. The amount of credit you have available to you will also be taken into consideration when your credit score is determined ... more...


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