OPM - The Art of Leveraging
Equity lender, hard money lender, private investor or what ever term one uses can be a great source of funds to do real estate transactions and the question of how to find them comes up often!There are numerous ways to do this, and no two investors are exactly alike, so it's important to be ... more...

Personal Loans are Here to Fulfill Your Personal Desires
UK finance market at present is very vast offering infinite number of loan options. Borrowers take loan for different purpose. One of the loans that will help you fulfill your personal needs is the Personal Loan.A Personal Loan is a loan that is lent to an individual by financial institutions such ... more...

What is the Difference Between an Unsecured Personal Loan and a Secured Personal Loan?
This is a common question that many consumers have. Many people do not realize that there are even different types of personal loans. Each type of personal loan, secured and unsecured, have different requirements.We will look at the requirements for a secured personal loan first. The name secured ... more...

Secured Loans - UK Overview
Borrowing money has become more and more popular in the UK over recent years, and this is partly due to the fact that it has become far easier to borrow money. The rising popularity of consumer finance has also been aided by the wide variety of deals and the low interest rates available these days. ... more...

Everywhere You Go, Your Credit Report Will Follow
Ever write your name in freshly poured concrete? Years later you come back, and there it is etched for every one to read. Credit reports mark your financial history like initials cast in concrete. Credit reports are more fluid since information about you gets added through your entire life. ... more...

Seven Frequently Asked Questions About Energy Star Homes
1. What is an Energy Star Home? According to the U.S. Government, an Energy Star qualified home uses at least 30% less energy in heating, cooling and hot water, than those built according to the 1993 National Model Energy Code. Energy Star homes may use even less energy than homes built before ... more...

Buying Houses: Types of Bargains to Find
To make a good profit in real estate, you must buy right. Check out all property types available to find the best transaction for your specific situation. Consider fixers, distressed sales, repossessions, multiple listings, for sale by owners, and vacant properties just wasting away.Distressed ... more...

Bad Credit Debt
In todays world, there are a lot of things that its very difficult to live without. One of them, is credit. Can you imagine trying to save up for a car until you had enough cash to just pay for it outright? Do you think you would be able to pay for college tuition and study at the same time? Who ... more...

Secured Loans Overview
One of the most popular ways of borrowing money is through a secured loan. What secured means is that some property, such as a house, is used to guarantee the loan. If you fail to meet repayments, this security is taken by the lender. Although any property can be used to secure a loan, the most ... more...

Are Interest Rates Up, Up and Away?
Interest rates have been at their lowest levels in over 40 years. U.S. consumers have been able to purchase previously unaffordable homes, cars and other toys. Many have used cheap home equity loans to remodel, take vacations and pay off credit cards. Students have taken advantage of the ... more...

What is the Difference Between Unsecured and Secured Debt?
A secured debt is a debt in which the creditor maintains a security interest in an item or piece of personal property such as a house or an automobile. With secured debts, if you fall behind on payments, the lender can repossess the property that originally secured the debt. An additional drawback ... more...

When is a Commercial Lender not a Commercial Lender?
A Commercial Lender is Not a Commercial Lender When it is a BankA commercial lender offers loans backed by hard collateral, usually real estate. Usually a commercial lenders lending criteria will be less stringent than at the local bank. This is because most banks focus on providing private ... more...