5 Magic Points: Should I BUY or RENT my HOME?
Buying a Home is the American Dream. It is more than a place you put your hat at the end of the day. It defines you, protects you, and prospers with you. Yes, Home Ownership is a noble pursuit, but it always starts with this first, important question: Should I buy or Rent my Home? The answer, ... more...

How Homeowner Can Save Their Home From Foreclosure
Drive around and see how many signs you see that says House for Sale. How many lease purchases do you see? How many abandon houses are on your street? Our country is up against the wall with delinquence mortgages. FHA mortgage lenders are filing claims in the millions from HUD. How do I know? ... more...

Commercial Loans Cost Effective Way of Funding Business Needs
When your little idea, your dream starts taking a real shape you know it is time you garnered your finances to make it grow. At times your effort fall short and there you are filing for loans. Commercial loans can help business interests with uninterrupted capital supply.Commercial loans can be ... more...

Free And Easy Home Loan Tips!
Have you often wondered if you will ever own your own home, have your very own credit card with your name on it or how you will be able to purchase that special car youve had your eyes on for quite some time? Well, if you have ever asked yourself these questions before, this info will give you some ... more...

Investment Real Estate Made Easy Make the Most from Each Investment Dollar
When it comes to buying investment real estate, there are many schools of thought on how to get the most out of your money. Some say lease optioning your houses is the best and safest way to go. In fact, I believe this to be true in many cases. For getting the most out of each investment dollar, ... more...

Real Estate Investing: Beware of "Subject To" Promises
Another real estate writer's mini course, full of promises and fluff, ended with a "lesson" on why you need to buy his book so you can finance multiple properties "subject to." The reason, he said, "because banks won't let you finance more than ten mortgages."This simply isn't true.First, banks let ... more...

How to Figure Debt to Income Ratio
Ever wonder how to figure out you debt to income ratio? Lenders use your debt to income ratio to help them evaluate your creditworthiness and debt load.Mortgage lenders use your debt to income ratio to calculate what percentage of your income is available for your monthly mortgage payment after ... more...

Not Everyone is Buying or Selling, Some are Doing Both
As if one real estate transaction is not hectic enough many of us end up needing to sell one place in order to move up to the next this is the real estate catch 22. Do we buy first?? Do we sell first?? If we are fortunate, these events occur at the same time, but that is not always the case. The ... more...

Four Tips How Homeowners Can Rebuild Their Life After a Foreclosure
Lets face it, if you are facing the possibilities of losing your home due to a foreclosure and you think that you may never be able to purchase another home anytime soon. Keep reading.I am going to share with you four steps you need to prepare yourself for that transition down the road. First, ... more...

Mortgage Glossary of Terms
A brief list of some of the most common Mortgage terms.Adverse Credit The term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's. Other terms used to describe an adverse credit mortgage include: Bad credit mortgagePoor ... more...

Guide to Mortgage Terms
Listed below is a guide to mortgage terms. It is a useful list of definitions of mortgage terms that may or may not be familiar to you.AprThis stands for Annual Percentage Rate. It takes into account all fees and other costs in connection with the mortgage as well as the lenders interest rate ... more...

Tips for Choosing a Commercial Mortgage
A commercial mortgage is the most common way to finance the purchase of land or buildings for a business. It is often the most flexible and affordable solution.How Does a Commercial Mortgage Work? Commercial mortgages may be structured several different ways but the two most important aspects to ... more...

Mortgage Leads Are Like a Box of Chocolates
Mortgage leads are like a box of chocolates, you never know what youre going to get. That is why it is so important to do your research before you invest.When shopping around for a lead company, you want to ask yourself six easy questions about the leads you are going to invest in.WHO, WHAT, WHERE, ... more...

Five Things Never To Tell Your Mortgage Lender When Facing Foreclosure
1. Never discuss your household finances over the phone with the collection department. What you dont know is that you are being qualified and not know it. This is the easiest and fastest way to get a turn down. Request a homeowners assistance package so that you can submit the require information ... more...

Late Mortgage Payments Sabotage PMI Cancellation
There's something you should know about PMI!Private mortgage insurance is commonly referred to as PMI. If a buyer makes a down payment of less than 20% of a home's value the lender will insist that a premium for PMI be added to every monthly payment.Statistics prove that the more money a buyer has ... more...