Top 7 Reasons Why FSBOs Fail To Sell Their Home On Their Own!
In the United States, less than 10% of all For Sale by Owners (FSBOs), are successful in selling their home by themselves. That*s because most people just give up because they don*t realize from the beginning the difficulty and complexity of the job ahead. But that*s not the only reason. Here are ... more...

How To Save Money On Groceries
Unlike a fixed monthly cost such as your mortgage or car payment, the amount you spend on groceries each month is somewhat flexible. While the common advice of clipping coupons and buying generic brands to save money while shopping is sound, by far the best way to truly keep your grocery shopping ... more...

Home Equity Loan Not Just For Home Repairs, And Tax Deductible, Too!
Thanks to the combination of low interest rates and skyrocketing property values, home equity loans are more popular than ever. The value of home equity loans taken out by Americans has doubled in the last two years, and the market for them shows no signs of slowing down. Obtaining a home equity ... more...

Home Equity Loan Refinance - 3 Things to Know Before Refinancing Your Equity Loan
You can refinance your home equity loan for lower rates, just like with any other type of credit. Improving your credit and shopping for rates ensure that you will get the best financial deal. Researching lenders couldnt be easier with rates and terms offered online for easy comparison.1. You Can ... more...

Can You Calculate Complex Financial Calculations?
Are you a whiz at calculating financial information? Not the easy personal stuff, like figuring out your monthly mortgage based on a fixed interest rate for x number of years, or how much money you have available each month after all your bills are paid. (You can probably use your fingers to ... more...

1031 Exchange Tax Deferred Benefits Are Hard to Ignore
OVERVIEWSection 1031 in allows you to exchange like-kind investment properties without triggering the payment of capital gains tax. As your property assets appreciate in value you have the ability to upgrade into larger properties with greater cash flow. Section 1031 also gives you the ... more...

Pre-Approval Letter How To Use It To Get Your Dream Home
When house hunting, many buyers make the mistake of waiting to contact a lender until after they have located their dream home. As a buyer, you will be in a much stronger position with a seller if you are pre-approved.Pre-Approval LetterTo effectively house hunt, you must know the amount you can ... more...

Beware The Isms
A home business can serve any purpose you want: provide pocket money, pay the car loan or even the mortgage, produce funds for the kids' college education. Properly cared for and nurtured, it will serve its chosen purpose well.Even a robust, vigorous home business may become UNhealthy. There are ... more...

Insure Your House
When we talk about insurance the thing you have to remember is that always the price of your house must be higher then the value of the mortgage. This is not a hard thing to take care of if you like your house and care about the quality of your life. In case something goes wrong and a disaster ... more...

All About Spam
Spam is annoying. Period. Why people would want to send all of us stupid messages about buying prescription drugs or getting some outrageously good mortgage rate is beyond me. Well, not really.You might ignore those emails. But not everyone does. And that's why they're sent. Emails cost so little ... more...

What You Should Know About Home Equity Loans
A home equity loan is essentially a type of second mortgage. You'll be borrowing money against the value of your home. This carries risk, but can be worth it in the end if you know what you're doing.The most common type of home equity loan is a "closed end" home equity loan. This type of loan ... more...

Email Spam and Phishing
It seems like the volume of email spam has doubled in the last month. Increasingly, we receive daily emails for better mortgage rates, pharmaceutical discounts, and offers to enlarge body parts we dont even have.The next generation of sophisticated tools is available to email spammers. Hidden code ... more...