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Interest-Only Mortgage Tutorial
Here is what you will learn in this tutorial: 1. What is an interest-only mortgage? 2. For what types of borrowers is it suitable? 3. What are the hazards you should watch out for? 4. What information do you need to assess an IO mortgage? 5. How ... more...

Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

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Negative Amortization
Negative Amortization Negative amortization, also known as Neg Amortization, NegAm, NegAmMort, occurs when borrower pays back less than the full amount of interest owed to the lender each month. The difference betweeen full interest and paid amount is added to the total amount ... more...

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

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Get a Free Car Loan Calculator Online
With a car loan calculator you'll got a valuable tool. You can apply an auto loan calculator in three very useful ways; determine a car loans total costs determine your estimated monthly car loan payments find the right auto financing alternatives for you. A loan calculator is available for ... more...

When and How To Shop For a Loan
If you're thinking of getting a loan but aren't exactly sure whether the current loan market is likely to produce a good interest rate, you might want to do a little bit of basic research into the interest rates that are offered both locally and nationally, as well as the various loan rates that ... more...

Bad Credit Payday Loan - Good for Consumers and the Economy
There's no argument that a bad credit payday loan quickly puts money into the pockets of people who are in need of cash, whether for an emergency or to pay a past due bill that's about to go to a collection agency. Payday loan lenders are able to offer cash with minimal requirements, whereas a bank ... more...

How Loan Decisions Are Made
If you've ever wondered exactly what the process by which loan decisions are made is, it is actually much simpler than you might expect.While there are some large corporate banks that can have loan committees made up of a fairly large group of people, many smaller banks and lending companies leave ... more...

Who is Your Commercial Loan Broker?
What can your commercial loan broker do for you? That all depends on which broker you choose to do business with. As is the case for most things in life, there is a variety of financial institutions to choose from. However, not all brokers will provide the same options, variations on loans, and ... more...

Is A Federal Student Loan Consolidation An Option For You?
There are several advantages when you get a federal student loan consolidation. You can take advantage of fixed interest rates, lower monthly payments, one payment each month, get payment incentives and get new or renewed deferments.There is usually not a minimum loan balance required with this ... more...

PayDay Loan Online - Quick Cash Advance Loans Online Are Very Convenient
Getting a quick cash loan, cash advance or payday loan has never been easier than it is today, thanks to the internet. Today you can apply and be approved for a payday loan or cash advance fast, in the comfort of your own home. There isnt even a check to deposit to receive your money. The money ... more...

Student Loan Consolidation - Is It Right For You?
You can benefit from student loan consolidation, but there are things you should consider. Its a good idea to start looking into how you can consolidate your student loans before the 6 month grace period ends. Big monthly student loan payments can be very stressful when starting a new job. When the ... more...

Getting Your First Car Loan
One of the first big purchases many people make is an automobile. Of course, those just starting out in the world aren't liable to have much credit history. So how exactly do you go about getting yourself a good car loan?Well, if you can't cough up the cash (and most of us can't, if you're ... more...

User Guide to Payday Loan Terminologies
Are you approaching towards a payday loan cash advance? Is this your first loan borrowing? Are you acquainted with all the terminologies or facts that you will be facing when you approach for the loan? Need not to worry. We have assembled a brief payday loan glossaries and definitions to make you ... more...


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