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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Are Credit Problems Cured by the Passage of Time?
20 December 2004, revised June 24, 2005 "My credit record is terrible. I have been advised that if I just wait long enough and don't run up any more debts in the meantime, my terrible record will cure itself. Is this true? " It is only partly true. You have to ... more...

information bad credit invest foreclosure second home report related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about information bad credit invest foreclosure second home report

The Right Way To Credit Repair
If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have a bad credit rating, it might seem like there's nothing that you can do about it but you don't have to believe that. It's not as difficult as you ... more...

How to Get Fast Cash without Breaking the Bank
Many of us rack our brains for the perfect job or business opportunity to bring in extra cash. We think that we need to come up with some brilliant plan to earn the money for a nice vacation, down payment on a car or some extra cash for our kids tuition. Sometimes the perfect money maker is right ... more...

Tips for Stopping Foreclosure
Foreclosure is a four-letter word to any homeowner. The thought of losing a home to foreclosure is scary, and any homeowner would do whatever possible to avoid this predicament.What is foreclosure, exactly? Legally, if homeowners continually miss mortgage payments, the lender can repossess the ... more...

HELOCs and Second Mortgages: Which One Should I Choose?
Whether you need some extra cash to pay off some credit card debts, or to make some home improvements, home equity lines of credit or second mortgages can be great ways to get started.Many people looking to borrow money often opt for home equity line of credit, or HELOCs, for short. They are a ... more...

What is on Your Credit Report?
Your credit report is a very important piece of the puzzle in your financial picture. It contains a historical record of your personal and financial information including a listing of your current and past debts and the timeliness of your payments. The information contained on your credit report is ... more...

Don't Let Tax Time Stress Wear You Down
Tips That Make Tax Season EasierApril 15 is not that far away, time to gather your receipts, pay stubs, bills and W2 forms. As the tax return filing stealthily approaches, anxiety over filing our taxes is a certainty in all our lives.Get this years papers in order before you are looking at next ... more...

Log Homes - Is a Log Home In Your Future?
Many people dream about a log home in their future but never get around to making their dream come true. Here's how to get past the hurdles and start living your dream.Finances are one of the most common reasons many people never live their log home dreams. The reasons may only be perceived or they ... more...

A Quick Guide to Remortgage
Remortgaging means that we are taking a new mortgage to repay an existing one.As time passes, the appreciation in property rates raises the home equity available at the disposal of the homeowner. Remortgaging utilizes this increase in property valuation to get a better deal on debt, or some extra ... more...

Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments 2. Credit score above 580 3. If bankruptcy, no charge-offs or collection accounts ... more...

Reduce Debt - How to Prevent Bankruptcy ByReducing and ConsolidatingYour Debt
You can prevent bankruptcy by consolidating your debt with the help of a loan or debt consolidation agency to reduce your monthly payments and quickly pay off your liability. But before signing final paperwork, you should develop a financial plan and research your options.Goal Of ConsolidationThe ... more...

Meeting Your Corporate Needs
So you have decided to make a career belonging to a corporation. Being part of corporation require you to be a team player and at the same time require you to take full responsibilities for all your actions. The sense of urgency and making deliveries on time are essentials in making it on any ... more...


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