The Mortgage Loan Application Online - Save Time & Money By Applying On The Internet
You can save time and money by applying for a mortgage loan online. This often touted tagline seems like a gimmick, but its true. Heres why:You Do The WorkBy researching your loan online, you save time from visiting an office and getting the run-around from loan officers. It is unlikely you will ... more...

Mortgage Pre Approval - Getting Pre Approved For a Home Loan Online
A pre-approved mortgage is a must in a competitive housing market. It also gives you an idea of what you can afford to buy as you look at houses. Online home loan lenders allow you to compare rates and quickly complete the process.Before You ApplyBefore you apply for a pre-approved mortgage, you ... more...

Stated Income Mortgage Loan - Get Approved Online
A stated income or no doc mortgage loan allows individuals with difficult to document income to buy a home. With a documented credit score and reasonably stated income, you can qualify for a mortgage at a slightly higher rate. Online mortgage lenders allow you to easily compare rates on stated ... more...

The Current Mortgage Rate
So you are looking to purchase a home or refinance the one you are currently living in. If this is the case, not only do you want to obtain the best mortgage rate out there, you want to obtain the current mortgage rate and not a percentage point higher.Before you begin to track down a lender who ... more...

Refinance Your Home Equity Mortgage Loan
Home equity loans are perfect for homeowners who need money for home repairs, paying off credit cards, or paying for a child's education. Home equity loans allow homeowners to borrow money using their home's equity as security or collateral. These loans are different from refinancing a home. ... more...

Mortgage Refinancing Companies -- Choosing The Right One
Searching for a mortgage refinance company can be a daunting task. In a moderately sized city, there could be at least several major refinancing companies and several smaller local refinancing institutions. In a larger city, you can easily have hundreds of refinancing companies. If you add in the ... more...

2nd Mortgage - Better Than Refinancing
You have probably received refinancing offers in the mail or advertised online touting your ability to pull out your homes equity. But a 2nd mortgage, also called an equity loan, may be a better financing option than refinancing your mortgage. 2nd mortgages are ideal when you just want to tap into ... more...

Best Home Mortgage Refinance Loan - Comparing Refinance Costs
Everyone knows that comparing lenders can help you find the best refinancing deal, but those numbers can be confusing. When you are comparing lenders, investigate rates, fees, and points. Remember too that just because a mortgage company has the lowest rates, doesnt mean they have the best deal for ... more...

Home Mortgage Loan Refinance - Refinancing a Fixed Rate Mortgage
Refinancing a fixed rate mortgage is usually only suggested when interest rates fall, but you can also save money by changing your loan terms. You can also pull out part of your equity to pay bills or renovate.Lower Interest RatesIn general when interest rates are at least 1% lower than your ... more...

Understanding Mortgage Points
When a mortgage broker asks a borrower to pay points, he or she is asking for a lending fee expressed as a percentage of the value of the loan. For example, two points on a deal worth $100,000 works out to $2,000.Sometimes, a lender may require the borrower to pay "origination points" on a mortgage ... more...