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What Is Predatory Lending?
November 8, 1999 "What is 'predatory lending'"? Predatory lendinghas been much in the news lately, and legislation has been introduced in a number of states to regulate it away. Most of this proposed legislation is ill-advised -- a knee-jerk response to horror stories. ... more...

Are Mortgage Assumptions a Good Deal?
November 17, 2003, Revised December 20, 2005 ?I have been offered a deal where I take over the home seller?s mortgage. What are the pros and cons of doing this??  Benefit of Mortgage Assumptions to Buyers When a homebuyer assumes responsibility for a home seller?s ... more...

home loan lenders loans related definitions

Owner Occupied Property
Owner Occupied Property A borrower uses the property as a primary residence. An Owner Occupied loan is secured by property, typically with the borrower renting and occupying the space. If more than one unit, the lease payments may directly support principal and interest ... more...

Secondary Mortgage Market
Secondary Mortgage Market The place where primary mortgage lenders sell the mortgages to investors like Fannie Mae or Freddie Mac in order to obtain more funds for originating more new loans. Secondary mortgage market provides liquidity for the lenders. Government-sponsored ... more...

More about home loan lenders loans

How to Find a Quick Loan
If you're looking for a quick loan and don't know where you should start, you're in luck. There are several different types of lenders available today from which you might be able to get a quick loan ranging from traditional banks to finance companies, and even online lenders.Getting a quick loan ... more...

The Advantages of an Online Payday Loan
Many times people associate payday loans with lower income individuals. It might surprise them to know, however, that people of all income levels, genders, professions, and ethnicities frequently use the convenience of a payday loan. There are other advantages of obtaining a payday loan online as ... more...

The Best Tactics for Getting a Quick Homeowner Loan
Trying to find a quick homeowner loan can seem difficult at times, especially considering the days or even weeks that it can take for some banks and other lenders to approve or deny a loan.The worst part is that if you're denied your loan, then you have to start over at another bank and go through ... more...

How to Find a Cheap Loan Online
If you feel lost while looking for a cheap loan online, take heart it's easier than you might think.Unlike traditional lenders such as banks and finance companies, online lenders operate in such a way as to allow them to offer lower interest rates and can thus make it much more likely to find a ... more...

An Overview of a Personal Loan UK
If you find yourself in need of additional money to cover expenses, make purchases, consolidate debts, or for other purposes, you might be in the market for a personal loan UK .Of course, you might not know exactly what a personal loan UK is if this is the case, don't worry. A personal loan UK is ... more...

Tips to Help You Find the Personal Loan You Need
A personal loan can be very useful, providing the money that you need for bills, projects, or large purchases when you need it. Unfortunately, many people don't completely understand what a personal loan is or how to apply for one.The information below is provided to help you find the personal loan ... more...

Finding the Best Home Improvement Loan Rate
If you're looking for a good home improvement loan rate, you might have to take your time and shop around a little bit.The home improvement loan rate that you get can depend on several factors your credit history, the amount of the loan you're requesting, national interest rates, and even the ... more...

Getting a Fast Loan Online
In this world where it seems like everything needs to be done right now, being able to get a fast loan online is a definite convenience. Unfortunately, many individuals don't know exactly how to go about getting a fast loan online or whether or not getting a fast loan online is safe.They may wonder ... more...

Where to Look for the Best Secured Loan
Finding the best secured loan to meet your financial needs isn't always easy after all, you've got to find the right lender, the right collateral, and you have to deal with a variety of interest rates and loan terms that can sometimes make your head spin.The best secured loan doesn't have to be ... more...

How to Find a Good Online Homeowner Loan
A quickly growing trend in lending is the online homeowner loan. This loan uses the equity that you have in your home to secure the loan amount, and features both a convenient way to apply and check on your loan as well as faster decision times and lower interest rates than many loans offered by ... more...

Applying for a Loan Online
If you want to apply for a loan online, you might not have a good idea of where you should start. With a multitude of online lending services available today, it can sometimes be difficult to find the right place to apply for a loan online luckily, with a little bit of thoughtful research and sense ... more...

Why Choose an Unsecured Loan?
Why choose an unsecured loan? An unsecured loan can be used for almost anything - a relaxing holiday, a new car, a wedding, debt consolidation or home improvements. These are just some of the reasons why people choose an unsecured loan.If you want to raise money for most purposes but do not want to ... more...

Ways to Find a Cheap Loan
If you're in the process of trying to find a cheap loan, you might find it frustrating and wonder if you're ever going to find the loan that you want.If you haven't already, you might want to consider applying for a cheap loan online instead of using a traditional lender online lenders can usually ... more...

Finding the Loan UK that Meets Your Needs
For those in the market for a loan UK , it can sometimes seem like nothing is going your way and all of the offers that you've received come with some sort of catch.Some lenders will institute hidden fees and questionable loan terms for your loan UK , and others simply charge extravagant interest ... more...

Finding a Low Cost Loan
Locating the low cost loan that you want isn't always easy it can sometimes take days or even weeks of comparing loan rates and doing research before you find the loan with the interest rate and terms that you want.A low cost loan doesn't have to simply be a dream, though; there are a variety of ... more...


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