Why Choose a Homeowner Loan?
Outlined below are some of the reasons for choosing a Homeowner Loan. A Homeowner Loan is a loan secured against your home. They are also known as secured loans.A Homeowner Loan is any loan which requires the borrower to provide the lender with some form of security, in the case of Homeowner Loans ... more...

Home Equity Loan Types
There are at least two types of home equity loans.The first is a term or closed end loan and the second is basically a line of credit. Most people prefer to refer to them as a second mortgage because they are secured against your home much like your first home loan or mortgage. Typically these ... more...

What's in My Credit Report?
Your credit report contains a list of every member creditor who has lent you money or provided you with credit in any way. It shows your charge accounts, automobile loans, bank and student loans, home mortgage, and any other credit-related transaction. It shows when the credit line was opened, the ... more...

Investor Guide to Financial Health
Step 1: Spend less than you earnPerhaps the simplest financial concept is the toughest for us to conquer- spend less than you earn. After paying your living expenses (bills, loan and mortgage payments, cost of food, charitable contributions, taxes, etc), you can begin to save and invest toward your ... more...

The Case For Internships
America may be the Land of Opportunity, but this is also the land of the Big Trade-Off. Sure, you can have that nice house, but youre going to have to become a mortgage slave to keep it. You can drive that fancy sports car, but youll have to fork over an insurance premium as hefty as ... more...

Just Married- Take Some Vacation Marriage Advice
So youre just married, and you think that after your honeymoon, thats it for luxurious vacations right? As a married couple youve now got your mortgage to think about, car payments, utilities, saving for children if you plan to have them, insurance, credit card debt and then theres everyday ... more...

What Does Buildings Insurance Cover?
You will find that your lender will insist that you have this cover when you take out a mortgage. The lender, remember, owns your home until you have paid off the mortgage. However, because they dont live in it, you are responsible for it, thus you need to insure the building. Should the property ... more...

Insurance or Assurance - Do You Need Reassurance?
Insurance versus assurance: what is the difference?Should you care?Yes!!The world of finance is extremely complicated and there are many factors to consider when choosing any financial protection product.When looking for a policy you need to know what you are looking for and what is on offer in ... more...

10 No Money Down Ways to Buy Real Estate
Turn the Television on any Sunday morning and youll find yourself in the middle of a how to buy real estate infomercial. Can you really buy a house with no down payment? Can you really make thousands or millions of dollars buying real estate. Of course the answer is yes and no. The real question is ... more...

Getting The Best Rates On Mortgages And Loans
With an impending up-grade to the family due in a few months it soon became clear that our two-bedroom home would need an addition. We loved our house too much to consider moving. Not having the large sum of cash necessary to build it, however, we began a process that became a little more than ... more...

Homes, To B(uy) or Not to B(uy)
Whether you are just moving out on your own for the first time, or youve moved ten times before, there is always a big choice to make. Do you rent or buy your home? There are valid arguments on both sides, and in different scenarios either one could be the right choice. When you start looking ... more...