Second Home Loan: Headache or Helpful?
We all know that we can take a second mortgage for up to the amount of equity weve built in our home loan with our payments, but when is it a good idea to do that? Is it a good thing or a bad thing? Should we use that money or leave it alone? The answer is the same as the answer to most complicated ... more...

A Guide to UK Secured Homeowner Loans
Trying to find good UK secured homeowner loans might seem difficult at first, but once you know what you're looking for and how to search for it then it's actually quite easy.The main things that you need to know in order to find the best UK secured homeowner loans are how the loans work and the ... more...

Finding the Best Secured Loan for Your Money
If you're looking for a secured loan, there are several options available to you. Most banks and finance companies will issue a secured loan to people with good or bad credit since the loan is secured, there is a much lower chance of them losing their money if the borrower is unable to repay the ... more...

Building a Home Addition
Besides providing your home with more living space, a home addition can be a terrific investment. However, before embarking on such a project the homeowner should first consider several important items. These items include: home market values in the neighborhood, financing, size and scale of ... more...

Personal Loans For Homeowners One Of The Numerous Rewards For Being A Homeowner
You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. Now that you are facing some financial issues and you are thinking of taking a loan to cope with monetary crisis. Taking loans is a growing phenomenon. And this has ... more...

What is a Homeowner Loan
If you are a homeowner, it couldn't be easier to apply for a Homeowner or Secured loan.Secured loans - i.e. where your home is used as security against the loan - are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor credit ... more...

Home Ownership Dream
One of the American Dreams is Home Ownership! But just how achievable is that dream for the ordinary Joe in the street?I would say these days that the Home Ownership dream is more achievable than ever before.We are more financially aware than our grandparents which gives us an advantage when it ... more...

Non-conforming Home Loans vs Conforming Loans
The simple definition of a "non-conforming home loan" is: You have a job and can make the payments. Your credit is used only to determine your interest rate and the loan amount to value of the home ratio. This ratio is referred to as your "LTV" or "Loan To Value". There are many lenders who will ... more...

Taking the Time to Find a Homeowner Loan UK
Trying to find a good homeowner loan UK can end up being quite confusing at first. The commercials and advertisements that you usually see for a homeowner loan UK use terms like equity and collateral that you might not fully understand and yet there's no real explanation to be found within the ... more...

What Will You Take For A Dollar?
The other day I sat in a meeting listening to a young man extol the virtues of owning real estate. Much of what he said was true. However two things made me sit up and take notice. I couldn't help but comment. First, he said the interest on your home loan was tax deductible, so the government ... more...

When Debt Collectors Cross the Line Bogus Threats & Illegal Collection Tactics
If you are behind on your bills and on the receiving end of collection phone calls, you will probably hear collectors make some very threatening statements. While most debt collection professionals try to stay within the boundaries defined by the Federal Fair Debt Collection Practices Act (FDCPA), ... more...

Free Home Equity Loan Information
Home equity loan information can sometimes be confusing and misleading. I have written this article to properly explain home equity loans. Basically equity is the difference between your home's appraised -- or fair market value and the outstanding mortgage balance you owe on your home. Borrowing ... more...

Bad Credit Debt Consolidation Loans - Getting a Debt Consolidation Loan, Even With Poor Credit
An online debt consolidation loan allows even people with a poor credit to reduce their overall monthly payments and regain their financial footing. While there are personal loans that allow you to do this, tapping into your homes equity is a better option.Choosing A LoanRefinancing your home to ... more...

Consolidating Debt - How to Get The Lowest Interest Rate on a Debt Reduction or Consolidation Loan
To get the lowest interest rate on a debt consolidation loan, you need to research terms and rates. Lenders realize to remain competitive, they must offer low rates. A difference as little as a quarter percent can save you hundreds a year. The type of loan you choose can also have significant ... more...

A Guide to Looking for Cheap Online Loans
Cheap online loans may seem hard to come by, but for the individual that's willing to spend a little extra time looking for their loan then cheap online loans can be right around the corner.There are a variety of factors that can influence the amount that you pay for your loan the collateral used, ... more...