Real Estate Margin Calls
Have you ever heard of a real estate margin call? You know about stock market margin calls. Thats when you have bought more stock than you have money and borrowed from your broker to buy extra shares. You bought $10,000 of stock, but only have $5,000 in your account.It is great as long as the ... more...

Bad Credit Home Purchase Loans Should You Purchase A Home?
Today, those with damaged credit have more opportunities to borrow to buy a house than they have had in the past. There are many lenders that specialize in what is often referred to as a bad credit home purchase loan. However, as with many things in life, just because you can, doesnt mean you ... more...

Is It Time To Buy A House?
At some point as you're writing out your rent check, you get to the point where you look at the amount and think to yourself - at this rate, I could BUY a house. If you're fed up with paying rent every month that's high enough to finance a mortgage, it may be time to take a serious look at what it ... more...

Free And Easy Home Loan Tips!
Have you often wondered if you will ever own your own home, have your very own credit card with your name on it or how you will be able to purchase that special car youve had your eyes on for quite some time? Well, if you have ever asked yourself these questions before, this info will give you some ... more...

Credit Scoring: What it is, and How It Affects You
If you have applied for a mortgage in the past five years, youve probably heard of credit scoring by now. Perhaps you were told that your credit scoring was wonderful, or needed work. Or maybe your mortgage would have been lowered by several points, if you had better credit scoring.Credit scoring ... more...

Interest-only Mortgages Have Their Pitfalls
Rising home prices, particularly on the East and West coasts have put the costs of home ownership seemingly beyond the reach of many. And yet, home ownership is up nationwide, and the percentage of Americans who own their homes is the highest it has ever been. How is this possible?There are more ... more...

Home Loans Lenders Continue to Offer High-Risk Loans
Home prices in the Untied States continue to soar, and the remarkable run of real estate as the must have investment continues. The median price of a new home, which only recently crossed the $200,000 barrier, is now $215,000. The high prices of homes havent deterred buyers; sales in June reached ... more...

Home Loans & Refinances: 7 Little Known Loan Secrets that Can Save You Thousands
When shopping for a home loan, getting a competent loan officer (and an ethical one) is far more important than saving a fraction of a percentage point on your interest rate. Going with the "lowest bidder" may save you five or ten bucks on your home loan, but choosing who to work with just because ... more...

Home Loans For People With Bad Credit - Tips To Getting Approved Online
Buying a home with bad credit doesnt have to stop you from finding an affordable lender. By shopping online for a lender you can find the best lending rates for your situation. The following search tips will help you get started.Gather Your InformationBefore you begin searching for mortgage quotes, ... more...

Buying a Home After Bankruptcy How Long Should You Wait to Buy?
Many consumers with poor credit do not even consider buying a home after bankruptcy. While a bankruptcy does remain on your credit report for up to ten years, this does not mean you cannot seek credit during the entire ten-year time frame.Some people are able to purchase a home within one to three ... more...

Bankruptcy and Buying a Home
Filing bankruptcy is a stressful time in a person's life. Along with discharging your debts and gaining a fresh start, you may wonder if you will be able to buy a home after a bankruptcy. The answer is yes! Mortgage companies and online lenders are now offering home loans for those who have a ... more...

Helpful Hints for First-Time Home Buyers
Buying a house can be a daunting task, even for someone who has owned several homes. My husband and I recently purchased our first home together, and it was hard to find good advice that we truly found useful. We had to learn a lot on our own, but at least now we feel comfortable and knowledgeable ... more...

Guide to Interest Only Mortgages
Here is a useful guide to interest only mortgages. An interest only mortgage is one where your regular payments only go to pay off the interest on the money you borrow. You will invest to pay off the capital sum at the end of the mortgage term.An interest only mortgage means your monthly payments ... more...

Closing Costs When Buying A Home
Closing costs are often the last thing a person thinks of when buying a home. While closing is the joyous moment the home becomes yours, the costs can be surprisingly aggravating.When you purchase a home, condo or other property, you will go through a period known as escrow. During escrow, various ... more...

How To Buy a Home With Bad Credit
Buying a home with bad credit is just a matter of following the basic guidelines for making any major purchase. Knowing your budget ensures you dont get in over your head. And some quick comparison shopping guarantees you find great rates. The following steps will help you to secure financing at ... more...