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Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

good credit history auto loan home loans only settlement card related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Tips For Getting An Auto Loan Online
It is not that difficult to get an auto loan online, but you must educate yourself. Getting the best auto loan begins with doing research. Today's consumer is very well informed when looking for vehicle or loan online. So you will do yourself a big favor if you take the time to arm yourself with ... more...

Why Choose a Secured Loan?
Are you wondering why choose a secured loan? A secured loan is a loan which is provided to you from a bank or building society. Secured loans require you to be able to put an asset up to secure the loan, this is typically your home.Because a secured loan is secured on property, most lenders will ... more...

Benefits of a Home Owner Loan
There are many benefits for choosing a Home Owner Loan, some of which are listed below:If you are a homeowner, you have a better chance of borrowing a homeowner loan and securing the amount against your home .A secured loan is so called because you put up your home as collateral or security for the ... more...

Is Getting An Auto Loan Online A Better Deal?
This question gets asked a lot, some will say yes you can get a better deal online when looking for an auto loan. While others prefer the sit down face to face approach.Today with everyone and every business putting information out on the World Wide Web you absolutely can get a better deal on line. ... more...

Get a Poor Credit Car Loan With a Decent Rate
It is no big deal to get a poor credit car loan in today's vehicle loan market. Even though it sounds too good to be true, you can even get bad credit auto loans with decent interest rates. It requires from you a little legwork upfront consisting of compiling a sample of loan offers comparing ... more...

Payday Loans, A Viable Option?
What are payday loans?Payday loans are short-term loans that are extended between two pay days. A payday loan is normally provided for 14 days. The borrower, on acceptance of the loan conditions, provides a check favoring the lender as security against the loan. On the due date, the lender deposits ... more...

Business Loans: Translating Potential for Financial Success and Independence.
A good entrepreneur knows that the essence of striking gold in business is finding the right opportunity and going after it despite the risks. These opportunities keep on sprouting when you are doing business. Or you might have stumbled upon one and contemplating taking it. Your financial condition ... more...

Brand Positioning - Brand Image
That cross-trainer you're wearing -- one look at the distinctive swoosh on the side tells everyone who's got you branded. That coffee travel mug you're carrying -- ah, you're a Starbucks woman! Your T-shirt with the distinctive Champion "C" on the sleeve, the blue jeans with the prominent Levi's ... more...

Class Action Lawsuits and Unethical Settlements
AN INVITATION FOR CLASS ACTION ATTORNEYS TO ENGAGE IN UNPROFESSIONAL CONDUCT Copyright 2004 by Michael A. S. Guth. All Rights Reserved. No portion of this article, including this web page, may be copied, retransmitted, reposted, or duplicated in significant portion without the express written ... more...

Beginner's Guide to Credit
I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit. Hopefully, this short guide will be able to give you some ideas on how you can build a solid credit rating... even if you have to do it ... more...


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