Buying or Renting: The Big Decision
For many people who are renting, the big decision they have to make is whether to make the jump to buying a home. A lot of people dont do it - theyre worried about pitfalls of home ownership or the hassle. But it can be well worth it to own your home in the long run.First, owning your own home ... more...

Owning a Vending Machine Business
The first thing to consider when starting your own vending machine business is that it is not for slackers. It takes work. Just because you are going into business for yourself, will have no boss to deal with, and pretty much determine your own plans, that doesnt mean the vending machine business ... more...

Can Your Business Survive?
But when you're starting your own business, there's no guarantee that your "mousetrap" is going to survive, especially in today's fast-paced business world.Nearly half of all small businesses fail within the first two years of operation. The number one reason for business failure is inadequate ... more...

Was That House A Good Investment? The Answer May Not Be So Obvious
I am surprised how many people dont know the difference between enterprise value, which is the sales price of a home (debt plus equity), and equity value, which is what is left at the end of the day when you sell your home and pay off the mortgage. In determining whether this was a good investment ... more...

The Business Failed, But Did You?
Q: After years of dreaming about starting my own business, I finally took the plunge a little over a year ago. To say the least, my dream quickly became a nightmare. The business didn't do nearly as well as I had hoped. I ran out of money within six months and had to take out a second mortgage on ... more...

Use this Simple Trick it's to Buy $100 Bills Direct from your Bank for only $97
Most People just don't understand the power of using their home as a Wealth Creation Tool. How many people do you know who have lived in the same house for 10, 15 or more years and have virtually no mortgage, You know the Type 'House Rich Cash Poor'. There are strategies these homeowners can use ... more...

A No-Brainer Way Of Getting Credit And Credit Cards
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit rating was, because the credit bureaus who ... more...

Remodeling Online
Remodeling PlansMaking remodeling plans for a house helps you to ensure that your home meets all your needs. It also adds value to your home in the long term. After all, you will spend at least half your working life paying off the first mortgage on your houseby making remodeling plans, you ensure ... more...

Real Estate Investment - When, What and Where?
Like economy and stock market, real estate often runs in cycles of approximately 7-10 years. The value of real estate often goes up for a few years, tops out, keeps flat or goes down for 2-3 years. The availability of low interest rate mortgage and recovery of economy will eventually jump-start a ... more...

Refinancing: When is It Worth It?
When is it worth it to refinance your house? This guide will take you through a couple of the points youll need to know about when youre trying to decide whether to refinance your mortgage or not.Generally, you need to be aware of what the interest rate youre paying on your mortage is. When ... more...

You Don't Have To Be Rich To Be A PC Gamer
There is a common misconception that you have to take out a second mortgage on your house if you want to get a computer that will run all of the latest and greatest games. I don't know who started the rumor that you need to spend $3000 to get a gaming computer. The truth is, if you are smart ... more...

Senior Insecurity
Many millions of senior citizens and others have most if not all of their retirement portfolios in interest bearing certificates of some kind. Many have Treasury Bills, Certificates of Deposit, Government National Mortgage certificates, Money Market accounts, AAA corporate bonds and more. They have ... more...

Investor Guide to Financial Health
Step 1: Spend less than you earnPerhaps the simplest financial concept is the toughest for us to conquer- spend less than you earn. After paying your living expenses (bills, loan and mortgage payments, cost of food, charitable contributions, taxes, etc), you can begin to save and invest toward your ... more...