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Mortgage Refinance Tutorial
Here is what you will learn in this tutorial: 1. What does "saving money" on a refinance mean? 2. Should you finance the origination costs? 3. What hazards must be avoided? 4. Determining whether or not you will save money: what is the ... more...

Mortgage Auction (or Lead Generation) Sites
May 20, 2002 I Do Auction Sites Work For Borrowers? "You have discussed internet referral sites and individual lender sites, but I don?t see any reference to Lending Tree, which does a lot of advertising. Where does it fit?" Lending Tree is what I call ... more...

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Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

discount Point
Discount Point Fees paid to lenders. 1 point = 1% of the loan amount. On a $100,000 loan 1 point is $1000. Points may be further classified into origination points or discount points. In laymen terms, a point is a fee you pay to a lender or broker. Each point is one percent of ... more...

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Finding the Right Time to Refinance a Loan
If you've been thinking about refinancing a loan, you might wonder whether or not right now is the best time to do so.There are a variety of factors which can influence whether or not the timing is right for refinancing national and local interest rates, your credit history, and even the amount of ... more...

Get a Free Car Loan Calculator Online
With a car loan calculator you'll got a valuable tool. You can apply an auto loan calculator in three very useful ways; determine a car loans total costs determine your estimated monthly car loan payments find the right auto financing alternatives for you. A loan calculator is available for ... more...

When and How To Shop For a Loan
If you're thinking of getting a loan but aren't exactly sure whether the current loan market is likely to produce a good interest rate, you might want to do a little bit of basic research into the interest rates that are offered both locally and nationally, as well as the various loan rates that ... more...

What is a Loan?
A loan is money that you borrow and agree to pay back over a set period of time with interest. The amount of money you borrow is called principal, and interest is the cost for borrowing the money. The length of time set to pay back the loan is known as the term.It is best to get a loan only for ... more...

Tips for Finding an Automotive Loan
There's a good chance that at some point you're going to have to apply for an automotive loan auto financing has grown into one of the largest loan industries in the world today.With the cost of new cars and trucks on the market today, it's perfectly understandable why a person would likely need to ... more...

How Loan Decisions Are Made
If you've ever wondered exactly what the process by which loan decisions are made is, it is actually much simpler than you might expect.While there are some large corporate banks that can have loan committees made up of a fairly large group of people, many smaller banks and lending companies leave ... more...

Who is Your Commercial Loan Broker?
What can your commercial loan broker do for you? That all depends on which broker you choose to do business with. As is the case for most things in life, there is a variety of financial institutions to choose from. However, not all brokers will provide the same options, variations on loans, and ... more...

Determining Whether You Need a Loan
Sometimes it can seem like life is getting out of hand, and you might need some extra money to get through it... at other times, though, you might find that your need for additional funds is motivated more by want than need.In many cases there is nothing wrong with this discrepancy, but in those ... more...

Why Choose a Debt Consolidation Loan?
Are you wondering why choose a debt consolidation loan? If you are one of the many people who continually struggle to cope with an ever increasing amount of debt the solution could well be within your reach.Are you feeling overburdened with debt? Are you paying out too much every month for your ... more...

A Guide to Getting a Debt Consolidation Loan UK
If you're getting in over your head with credit, you might consider getting a debt consolidation loan UK . This loan is designed to pay off at least a portion if not all of your outstanding debts, allowing you to have either reduced payments or in some cases only the single payment of the loan ... more...


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